Employment
411,884
Total employees (Census CBP)
Finance and Insurance ·NAICS 52229
NAICS 52229 · IRS SOI 2023 · Census CBP
Other Nondepository Credit Intermediation - Industry Benchmarks
$103,899/yr average annual pay, with 60 SBA loans on record for NAICS 52229.
- 20.1%
- Finance and Insurance sector margin
- 412K
- Workers employed
- $103,899/yr
- Avg payroll / employee
- $32M
- SBA lending, FY20–26
Data updated July 2026
The verdict · NAICS 52229
California leads Other Nondepository Credit Intermediation activity nationally. IRS SOI doesn't publish margin data at this NAICS level, but the broader Finance and Insurance sector runs a 20.1% net margin.
- 20.1%
- Finance and Insurance sector margin (IRS SOI)
- 412K
- Workers employed (Census CBP)
- $103,899/yr
- Avg payroll / employee
- $32M
- SBA lending, FY20–26
Benchmarking Insights for Other Nondepository Credit Intermediation
Other Nondepository Credit Intermediation sits inside Finance and Insurance, a sector that runs a 20.1% net margin overall.
38,403 establishments employ 411,884 workers (10.7/location) at $103,899/yr average annual pay. California leads employment, followed by Michigan and Florida.
Avg Payroll / Employee
$103,899/yr
Annual compensation
Establishments
38,403
Business locations
Release-over-release change
What changed from Census CBP 2022 to 2023
Employment decreased by 111,973; establishment count decreased by 4,146. This comparison uses two published national Census County Business Patterns releases; suppressed fields are omitted rather than estimated.
Workforce scale
Financial Detail
- Annual Payroll (Total)
- $42.8B
- Avg Employees per Establishment
- 10.7
Sub-Industries
| Industry | Profit Margin |
|---|---|
| All Other Nondepository Credit Intermediation NAICS 522298 | N/A |
| Consumer Lending NAICS 522291 | N/A |
| International Trade Financing NAICS 522293 | N/A |
| Real Estate Credit NAICS 522292 | N/A |
| Secondary Market Financing NAICS 522294 | N/A |
Top States by Employment
| State | Employment |
|---|---|
| California | 54,500 |
| Michigan | 22,139 |
| Florida | 21,021 |
| New York | 15,679 |
| Illinois | 14,865 |
| Georgia | 13,532 |
| Tennessee | 10,690 |
| Pennsylvania | 10,645 |
| North Carolina | 9,276 |
| New Jersey | 8,163 |
Showing top 10 of 51 states
SBA Lending Activity
SBA FY2020–2026SBA Loans Approved
60
Total Loan Volume
$32M
Avg Loan Size
$532K
Jobs Supported
537
Program Breakdown
7(a) 46 (77%)
504 14 (23%)
Top SBA Lender
Comerica Bank
5 loans in this industry
New Business Share
13.3% of borrowers were new/startup businesses
Annual Lending Trend (6 yrs)
2020 9
2021 23
2022 16
2023 10
2024 1
2025 1
Frequently Asked Questions
How profitable is Other Nondepository Credit Intermediation?
IRS SOI doesn't publish margin data at the NAICS 52229 level. California leads this industry nationally. The broader Finance and Insurance sector runs a 20.1% net margin (IRS SOI 2023).
How many businesses are in Other Nondepository Credit Intermediation?
38,403 business establishments. Together they employ 411,884 workers.
What is the average payroll per employee in Other Nondepository Credit Intermediation?
$103,899/yr average annual pay per employee. Businesses average 10.7 employees per establishment.
Which states have the most Other Nondepository Credit Intermediation employment?
California leads with 54,500 workers. Michigan (22,139) and Florida (21,021) round out the top three.
How much SBA lending does Other Nondepository Credit Intermediation receive?
Other Nondepository Credit Intermediation businesses received 60 SBA loans totaling $32 million between FY2020 and FY2026. The average loan size was $532K. These loans supported 537 jobs at origination. Most lending (77%) came through the SBA 7(a) program.
Comparable industry benchmarks
These links are calculated from the current national dataset. They are comparison paths, not recommendations or evidence that businesses operate alike.
How this ranks: Its Census employment total exceeds 89% of that same 551-industry cohort. Calculated by ranking this industry's reported value against every other industry at the same NAICS digit-level, not the whole dataset: comparing a 6-digit detail industry to a 2-digit sector would mix incompatible scales.
Closest workforce scale
Same NAICS detail level, ordered by the smallest difference in reported Census employment.
Benchmarking Other Nondepository Credit Intermediation
- No margin data, check the parent industry. Browse Finance and Insurance
- 38,403 establishments, 411,884 workers. Payroll benchmarks
- 60 SBA loans on record. SBA lending rankings
Disclaimer: Public IRS/Census data, not financial or tax advice. See our full disclaimer.
Sources: IRS Statistics of Income (SOI) Business Tax Statistics · Census Bureau County Business Patterns 2023
NAICS 52229 · Data year: 2023
According to the U.S. Census Bureau, which released its 2023 County Business Patterns dataset in June 2025, PlainBizBench benchmarks 2,002 U.S. industries against Internal Revenue Service Statistics of Income data. See our methodology for the full compilation process.
Read our methodology - how this data is sourced, computed, and verified.
Source: U.S. Census Bureau, County Business Patterns / SUSB Industry employment scale, payroll, and firm-size benchmarks · 2023
Every figure on PlainBizBench is rendered directly from federal source data, no number is typed in by an editor. This page aggregates profit-margin, payroll, entity-type, and SBA-lending benchmarks for this industry, live from the dataset. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.
Disclaimer: Public IRS/Census data, not financial or tax advice. See our full disclaimer.