NAICS Sector 52 · IRS SOI + Census CBP 2023
Finance and Insurance
Insurance Carriers and Related Activities alone holds 43% of level-3 employment inside Finance and Insurance (Herfindahl 0.383, anchored).
- 17.8%
- Avg net margin
- 7.0M
- Workers
- 80
- Industries
- $3.7T
- Annual receipts
Insurance Carriers and Related Activities anchors Finance and Insurance (43% of level-3 employment), but sibling NAICS-3 lines still take meaningful shares. Read it as an anchor-plus-breadth sector, not a one-line map.
#1 · NAICS 524
Insurance Carriers and Related Activities
2,964,086 · 43%
#2 · NAICS 522
Credit Intermediation and Related Activities
2,953,663 · 42%
#3 · NAICS 523
Securities, Commodity Contracts, and Other Financial Investments and Related Activities
1,042,226 · 15%
Anchor mix · Herfindahl 0.383 (tight) · top-three 100% of level-3 employment.
Where Finance and Insurance employment sits
Census CBP level-2 sector rows · Texas holds 9.2% · top 5 = 38.4%
- #1 Texas 643,854
- #2 California 634,885
- #3 New York 562,882
- #4 Florida 472,606
- #5 Illinois 365,093
Sector ranks #8 of 24 by establishment count.
SBA lending in NAICS 52
FY2020–FY2025 · 7(a)+504 roll-up · #15/24 sectors by loan count
Loans
7,477
Volume
$3.9B
Jobs at origination
41,275
Top lender
Live Oak Banking Company
FY2020→FY2025: 1192→1436 loans (rising, +244).
CBP payroll per worker: $125/yr · SOI receipts/est $7.8M.
Highest-margin industries in Finance and Insurance
Pre-tax net margin by sub-industry, IRS Statistics of Income 2023.
All Industries in This Sector
| Industry | Profit Margin |
|---|---|
| Credit Intermediation and Related Activities NAICS 522 | 18.7% |
| Funds, Trusts, and Other Financial Vehicles NAICS 525 | 68.7% |
| Insurance Carriers and Related Activities NAICS 524 | 4.3% |
| Monetary Authorities-Central Bank NAICS 521 | N/A |
| Securities, Commodity Contracts, and Other Financial Investments and Related Activities NAICS 523 | 13.2% |
Top Profit Margins
Largest Employers
Frequently Asked Questions
Which sub-industries dominate Finance and Insurance employment?
Who finances Finance and Insurance small businesses?
Where is Finance and Insurance employment concentrated geographically?
Read our methodology - how this data is sourced, computed, and verified.
Census CBP 2023 + IRS SOI 2013 for NAICS 52 · SBA 7(a)/504 $3.9B. CSV: sector 52 rows.
Every figure on PlainBizBench is rendered directly from federal source data, no number is typed in by an editor. This page aggregates every industry within this sector, live from the dataset. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.