Finance and Insurance ·NAICS 522298

NAICS 522298 · IRS SOI 2023 · Census CBP

All Other Nondepository Credit Intermediation - Industry Benchmarks

$99,816/yr average annual pay, with 16 SBA loans on record for NAICS 522298.

20.1%
Finance and Insurance sector margin
67K
Workers employed
$99,816/yr
Avg payroll / employee
$8M
SBA lending, FY20–26

Data updated July 2026

The verdict · NAICS 522298

California leads All Other Nondepository Credit Intermediation activity nationally. IRS SOI doesn't publish margin data at this NAICS level, but the broader Finance and Insurance sector runs a 20.1% net margin.

20.1%
Finance and Insurance sector margin (IRS SOI)
67K
Workers employed (Census CBP)
$99,816/yr
Avg payroll / employee
$8M
SBA lending, FY20–26

Benchmarking Insights for All Other Nondepository Credit Intermediation

All Other Nondepository Credit Intermediation sits inside Finance and Insurance, a sector that runs a 20.1% net margin overall.

9,373 establishments employ 67,288 workers (7.2/location) at $99,816/yr average annual pay. California leads employment, followed by Florida and New York.

Employment

67,288

Total employees (Census CBP)

Avg Payroll / Employee

$99,816/yr

Annual compensation

Establishments

9,373

Business locations

Release-over-release change

What changed from Census CBP 2022 to 2023

Employment increased by 111; establishment count decreased by 353. This comparison uses two published national Census County Business Patterns releases; suppressed fields are omitted rather than estimated.

Workforce scale

Financial Detail

Annual Payroll (Total)
$6.7B
Avg Employees per Establishment
7.2

Top States by Employment

State Employment
California 5,344
Florida 4,248
New York 3,211
Illinois 2,489
Minnesota 2,112
North Carolina 2,073
Missouri 1,793
Virginia 1,588
Washington 1,304
Maryland 1,285

Showing top 10 of 51 states

SBA Lending Activity

SBA FY2020–2026

SBA Loans Approved

16

Total Loan Volume

$8M

Avg Loan Size

$481K

Jobs Supported

105

Program Breakdown

7(a) 11 (69%)
504 5 (31%)

Top SBA Lender

The Central Trust Bank

2 loans in this industry

New Business Share

12.5% of borrowers were new/startup businesses

Annual Lending Trend (4 yrs)

2020
4
2021
10
2022
1
2025
1

Frequently Asked Questions

How profitable is All Other Nondepository Credit Intermediation?
IRS SOI doesn't publish margin data at the NAICS 522298 level. California leads this industry nationally. The broader Finance and Insurance sector runs a 20.1% net margin (IRS SOI 2023).
How many businesses are in All Other Nondepository Credit Intermediation?
9,373 business establishments. Together they employ 67,288 workers.
What is the average payroll per employee in All Other Nondepository Credit Intermediation?
$99,816/yr average annual pay per employee. Businesses average 7.2 employees per establishment.
Which states have the most All Other Nondepository Credit Intermediation employment?
California leads with 5,344 workers. Florida (4,248) and New York (3,211) round out the top three.
How much SBA lending does All Other Nondepository Credit Intermediation receive?
All Other Nondepository Credit Intermediation businesses received 16 SBA loans totaling $8 million between FY2020 and FY2026. The average loan size was $481K. These loans supported 105 jobs at origination. Most lending (69%) came through the SBA 7(a) program.

Comparable industry benchmarks

These links are calculated from the current national dataset. They are comparison paths, not recommendations or evidence that businesses operate alike.

How this ranks: Its Census employment total exceeds 63% of that same 801-industry cohort. Calculated by ranking this industry's reported value against every other industry at the same NAICS digit-level, not the whole dataset: comparing a 6-digit detail industry to a 2-digit sector would mix incompatible scales.

Closest workforce scale

Same NAICS detail level, ordered by the smallest difference in reported Census employment.

Benchmarking All Other Nondepository Credit Intermediation

Disclaimer: Public IRS/Census data, not financial or tax advice. See our full disclaimer.

Sources: IRS Statistics of Income (SOI) Business Tax Statistics · Census Bureau County Business Patterns 2023

NAICS 522298 · Data year: 2023

According to the U.S. Census Bureau, which released its 2023 County Business Patterns dataset in June 2025, PlainBizBench benchmarks 2,002 U.S. industries against Internal Revenue Service Statistics of Income data. See our methodology for the full compilation process.

Source: U.S. Census Bureau, County Business Patterns / SUSB Industry employment scale, payroll, and firm-size benchmarks · 2023

Every figure on PlainBizBench is rendered directly from federal source data, no number is typed in by an editor. This page aggregates profit-margin, payroll, entity-type, and SBA-lending benchmarks for this industry, live from the dataset. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.

Disclaimer: Public IRS/Census data, not financial or tax advice. See our full disclaimer.