Profit Margin
5.9%
Net income ÷ total receipts (IRS SOI)
Retail Trade ·NAICS 444
NAICS 444 · IRS SOI 2013 (C corp) · Census CBP 2023
Building Material and Garden Equipment and Supplies Dealers - Industry Benchmarks
2,970 SBA loans on record, $2.2B in volume, for NAICS 444.
- 5.9%
- Net margin
- N/A
- Workers employed
- N/A
- Avg payroll / employee
- $2.2B
- SBA lending, FY20–26
Data updated August 2026
The verdict · NAICS 444
Building Material and Garden Equipment and Supplies Dealers runs a 5.9% pre-tax net margin - below the national median - across 73K establishments employing N/A workers.
- 5.9%
- Pre-tax net margin (IRS SOI)
- N/A
- Workers employed (Census CBP)
- N/A
- Avg payroll / employee
- $2.2B
- SBA lending, FY20–26
Use Building Material and Garden Equipment and Supplies Dealers's NAICS benchmark as a comparison point, not a forecast for one business.
Building Material and Garden Equipment and Supplies Dealers is reported here with financial measures from IRS Statistics of Income and workforce measures from Census County Business Patterns. The page keeps those source systems distinct, shows unavailable fields rather than estimating them, and links the underlying industry context so readers can compare the same NAICS activity before interpreting a margin or payroll figure.
Source: IRS SOI 2013 (C corporation headline) and Census County Business Patterns 2023
Benchmarking Insights for Building Material and Garden Equipment and Supplies Dealers
Building Material and Garden Equipment and Supplies Dealers sits inside Retail Trade at a 5.9% net margin (below the national median), $252.2B in aggregate receipts across 36,989 returns, averaging $6.8B per establishment.
72,618 establishments employ N/A workers. Ohio leads employment, followed by Illinois and Michigan.
Building Material and Garden Equipment and Supplies Dealers sits in the 68th percentile for net margin among 3-digit NAICS industries with reported data.
Total Receipts
$252.2B
Annual revenue (IRS SOI)
Net Income
$14.8B
Pre-tax net income
Employment
N/A
Total employees (Census CBP)
Avg Payroll / Employee
N/A
Annual compensation
Establishments
72,618
Business locations
Release-over-release change
What changed from Census CBP 2022 to 2023
establishment count decreased by 558. This comparison uses two published national Census County Business Patterns releases; suppressed fields are omitted rather than estimated.
Subscribe to this industry's release updates (RSS)Where each dollar of Building Material and Garden Equipment and Supplies Dealers revenue goes
Building Material and Garden Equipment and Supplies Dealers margin vs national reference points
Building Material and Garden Equipment and Supplies Dealers net margin 19.5%
Cross-industry median (5%)
p25/median/p75 = 3%/5%/7%
Business Structure Breakdown
Per-entity IRS SOI tables at their own vintages, shares only when every row shares one year (never mix 2013/2017/2022 populations).
C Corporation SOI 2013
36,989 returns
Margin: 5.9% · Receipts: $252.2B
Sole Proprietorship SOI 2022
46,297 returns
Margin: 8.6% · Receipts: $11.1B
Financial Detail
- Total Tax Returns Filed
- 36,989
- Avg Receipts per Business
- $6.8B
- Annual Payroll (Total)
- $55.4B
Sub-Industries
| Industry | Profit Margin |
|---|---|
| Building Material and Supplies Dealers NAICS 4441 | 1.8% |
| Lawn and Garden Equipment and Supplies Stores NAICS 4442 | 2.4% |
Top States by Employment
| State | Employment |
|---|---|
| Ohio | 53,689 |
| Illinois | 49,419 |
| Michigan | 46,335 |
| Indiana | 32,939 |
| Missouri | 32,112 |
| Wisconsin | 29,541 |
| Minnesota | 27,249 |
| Kentucky | 21,851 |
| Oregon | 19,755 |
| Oklahoma | 17,478 |
Showing top 10 of 51 states
SBA Lending Activity
SBA FY2020–2026SBA Loans Approved
2,970
Total Loan Volume
$2.2B
Avg Loan Size
$725K
Jobs Supported
30,441
Program Breakdown
7(a) 2,507 (84%)
504 463 (16%)
Top SBA Lender
The Huntington National Bank
159 loans in this industry
New Business Share
24.2% of borrowers were new/startup businesses
Annual Lending Trend (7 yrs)
2020 402
2021 612
2022 460
2023 413
2024 468
2025 532
2026 83
Frequently Asked Questions
What is the average revenue for Building Material and Garden Equipment and Supplies Dealers?
$252.2B in total annual receipts across all Building Material and Garden Equipment and Supplies Dealers businesses. Average per business: $6.8B.
How profitable is Building Material and Garden Equipment and Supplies Dealers?
5.9% net profit margin, below the national median.
How many businesses are in Building Material and Garden Equipment and Supplies Dealers?
72,618 business establishments.
What is the average payroll per employee in Building Material and Garden Equipment and Supplies Dealers?
Average payroll data for Building Material and Garden Equipment and Supplies Dealers is not available in the current Census CBP dataset.
Which states have the most Building Material and Garden Equipment and Supplies Dealers employment?
Ohio leads with 53,689 workers. Illinois (49,419) and Michigan (46,335) round out the top three.
How much SBA lending does Building Material and Garden Equipment and Supplies Dealers receive?
Building Material and Garden Equipment and Supplies Dealers businesses received 2,970 SBA loans totaling $2.2 billion between FY2020 and FY2026. The average loan size was $725K. These loans supported 30,441 jobs at origination. Most lending (84%) came through the SBA 7(a) program.
Nationwide industries with similar benchmark drivers
Two IRS/Census peer sets for Building Material and Garden Equipment and Supplies Dealers, both at NAICS level 3 and excluding this code so the neighborhoods are not self-links.
According to IRS SOI 2013 IRS Statistics of Income, its reported pre-tax net margin ranks #24 of 75 at that same detail level.
Similar reported net margin
Nearest peer industries by ABS(IRS pre-tax margin) (5.9% here).
Read with this industry: Understanding profit margins by industry · Retail Trade · Rankings
Disclaimer: Public IRS/Census data, not financial or tax advice. See our full disclaimer.
Sources: IRS Statistics of Income (SOI) Business Tax Statistics · Census Bureau County Business Patterns 2023
NAICS 444 · CBP 2023 · IRS SOI 2013
According to the U.S. Census Bureau, which released its 2023 County Business Patterns dataset in June 2025, PlainBizBench benchmarks 2,002 U.S. industries against Internal Revenue Service Statistics of Income data. See our methodology for the full compilation process.
Read our methodology - how this data is sourced, computed, and verified.
Source: U.S. Census Bureau, County Business Patterns / SUSB Industry employment scale, payroll, and firm-size benchmarks · 2023
Every figure on PlainBizBench is rendered directly from federal source data, no number is typed in by an editor. This page aggregates profit-margin, payroll, entity-type, and SBA-lending benchmarks for this industry, live from the dataset. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.
Disclaimer: Public IRS/Census data, not financial or tax advice. See our full disclaimer.