Finance and Insurance ·NAICS 523910

NAICS 523910 · IRS SOI 2023 · Census CBP

Miscellaneous Intermediation - Industry Benchmarks

$247,044/yr average annual pay, with 93 SBA loans on record for NAICS 523910.

20.1%
Finance and Insurance sector margin
60K
Workers employed
$247,044/yr
Avg payroll / employee
$59M
SBA lending, FY20–26

Data updated July 2026

The verdict · NAICS 523910

California leads Miscellaneous Intermediation activity nationally. IRS SOI doesn't publish margin data at this NAICS level, but the broader Finance and Insurance sector runs a 20.1% net margin.

20.1%
Finance and Insurance sector margin (IRS SOI)
60K
Workers employed (Census CBP)
$247,044/yr
Avg payroll / employee
$59M
SBA lending, FY20–26

Benchmarking Insights for Miscellaneous Intermediation

Miscellaneous Intermediation sits inside Finance and Insurance, a sector that runs a 20.1% net margin overall.

12,892 establishments employ 60,341 workers (4.7/location) at $247,044/yr average annual pay. California leads employment, followed by Texas and New York.

Employment

60,341

Total employees (Census CBP)

Avg Payroll / Employee

$247,044/yr

Annual compensation

Establishments

12,892

Business locations

Release-over-release change

What changed from Census CBP 2022 to 2023

Employment increased by 1,775; establishment count increased by 1,296. This comparison uses two published national Census County Business Patterns releases; suppressed fields are omitted rather than estimated.

Workforce scale

Financial Detail

Annual Payroll (Total)
$14.9B
Avg Employees per Establishment
4.7

Top States by Employment

State Employment
California 12,249
Texas 7,554
New York 7,541
Florida 3,589
Illinois 3,272
Massachusetts 2,832
Washington 1,163
Colorado 1,135
Utah 1,081
Connecticut 1,077

Showing top 10 of 51 states

SBA Lending Activity

SBA FY2020–2026

SBA Loans Approved

93

Total Loan Volume

$59M

Avg Loan Size

$638K

Jobs Supported

515

Program Breakdown

7(a) 71 (76%)
504 22 (24%)

Top SBA Lender

Live Oak Banking Company

38 loans in this industry

New Business Share

10.8% of borrowers were new/startup businesses

Annual Lending Trend (7 yrs)

2020
9
2021
18
2022
13
2023
19
2024
18
2025
14
2026
2

Frequently Asked Questions

How profitable is Miscellaneous Intermediation?
IRS SOI doesn't publish margin data at the NAICS 523910 level. California leads this industry nationally. The broader Finance and Insurance sector runs a 20.1% net margin (IRS SOI 2023).
How many businesses are in Miscellaneous Intermediation?
12,892 business establishments. Together they employ 60,341 workers.
What is the average payroll per employee in Miscellaneous Intermediation?
$247,044/yr average annual pay per employee. Businesses average 4.7 employees per establishment.
Which states have the most Miscellaneous Intermediation employment?
California leads with 12,249 workers. Texas (7,554) and New York (7,541) round out the top three.
How much SBA lending does Miscellaneous Intermediation receive?
Miscellaneous Intermediation businesses received 93 SBA loans totaling $59 million between FY2020 and FY2026. The average loan size was $638K. These loans supported 515 jobs at origination. Most lending (76%) came through the SBA 7(a) program.

Comparable industry benchmarks

These links are calculated from the current national dataset. They are comparison paths, not recommendations or evidence that businesses operate alike.

How this ranks: Its Census employment total exceeds 60% of that same 801-industry cohort. Calculated by ranking this industry's reported value against every other industry at the same NAICS digit-level, not the whole dataset: comparing a 6-digit detail industry to a 2-digit sector would mix incompatible scales.

Closest workforce scale

Same NAICS detail level, ordered by the smallest difference in reported Census employment.

Benchmarking Miscellaneous Intermediation

Disclaimer: Public IRS/Census data, not financial or tax advice. See our full disclaimer.

Sources: IRS Statistics of Income (SOI) Business Tax Statistics · Census Bureau County Business Patterns 2023

NAICS 523910 · Data year: 2023

According to the U.S. Census Bureau, which released its 2023 County Business Patterns dataset in June 2025, PlainBizBench benchmarks 2,002 U.S. industries against Internal Revenue Service Statistics of Income data. See our methodology for the full compilation process.

Source: U.S. Census Bureau, County Business Patterns / SUSB Industry employment scale, payroll, and firm-size benchmarks · 2023

Every figure on PlainBizBench is rendered directly from federal source data, no number is typed in by an editor. This page aggregates profit-margin, payroll, entity-type, and SBA-lending benchmarks for this industry, live from the dataset. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.

Disclaimer: Public IRS/Census data, not financial or tax advice. See our full disclaimer.