Retail Trade ·NAICS 44411

NAICS 44411 · IRS SOI 2023 · Census CBP

Home Centers - Industry Benchmarks

141 SBA loans on record, $121M in volume, for NAICS 44411.

4.2%
Retail Trade sector margin
N/A
Workers employed
N/A
Avg payroll / employee
$121M
SBA lending, FY20–26

Data updated July 2026

The verdict · NAICS 44411

Indiana leads Home Centers activity nationally. IRS SOI doesn't publish margin data at this NAICS level, but the broader Retail Trade sector runs a 4.2% net margin.

4.2%
Retail Trade sector margin (IRS SOI)
N/A
Workers employed (Census CBP)
N/A
Avg payroll / employee
$121M
SBA lending, FY20–26

Benchmarking Insights for Home Centers

Home Centers sits inside Retail Trade, a sector that runs a 4.2% net margin overall.

5,834 establishments employ N/A workers. Indiana leads employment, followed by Wisconsin and Minnesota.

Employment

N/A

Total employees (Census CBP)

Avg Payroll / Employee

N/A

Annual compensation

Establishments

5,834

Business locations

Release-over-release change

What changed from Census CBP 2022 to 2023

establishment count decreased by 204. This comparison uses two published national Census County Business Patterns releases; suppressed fields are omitted rather than estimated.

Financial Detail

Sub-Industries

Industry Profit Margin
Home Centers

NAICS 444110

 N/A

Top States by Employment

State Employment
Indiana 17,377
Wisconsin 13,775
Minnesota 13,713
Iowa 6,905
Nebraska 4,376
Wyoming 1,219

Showing top 10 of 50 states

SBA Lending Activity

SBA FY2020–2026

SBA Loans Approved

141

Total Loan Volume

$121M

Avg Loan Size

$859K

Jobs Supported

1,748

Program Breakdown

7(a) 106 (75%)
504 35 (25%)

Top SBA Lender

Newtek Bank, National Association

8 loans in this industry

New Business Share

16.3% of borrowers were new/startup businesses

Annual Lending Trend (7 yrs)

2020
15
2021
23
2022
28
2023
30
2024
18
2025
26
2026
1

View SBA lending rankings →

Frequently Asked Questions

How profitable is Home Centers?
IRS SOI doesn't publish margin data at the NAICS 44411 level. Indiana leads this industry nationally. The broader Retail Trade sector runs a 4.2% net margin (IRS SOI 2023).
How many businesses are in Home Centers?
5,834 business establishments.
What is the average payroll per employee in Home Centers?
Average payroll data for Home Centers is not available in the current Census CBP dataset.
Which states have the most Home Centers employment?
Indiana leads with 17,377 workers. Wisconsin (13,775) and Minnesota (13,713) round out the top three.
How much SBA lending does Home Centers receive?
Home Centers businesses received 141 SBA loans totaling $121 million between FY2020 and FY2026. The average loan size was $859K. These loans supported 1,748 jobs at origination. Most lending (75%) came through the SBA 7(a) program.

Benchmarking Home Centers

Disclaimer: Public IRS/Census data, not financial or tax advice. See our full disclaimer.

Sources: IRS Statistics of Income (SOI) Business Tax Statistics · Census Bureau County Business Patterns 2023

NAICS 44411 · Data year: 2023

According to the U.S. Census Bureau, which released its 2023 County Business Patterns dataset in June 2025, PlainBizBench benchmarks 2,002 U.S. industries against Internal Revenue Service Statistics of Income data. See our methodology for the full compilation process.

Read our methodology - how this data is sourced, computed, and verified.

Source: U.S. Census Bureau, County Business Patterns / SUSB Industry employment scale, payroll, and firm-size benchmarks · 2023

Every figure on PlainBizBench is rendered directly from federal source data, no number is typed in by an editor. This page aggregates profit-margin, payroll, entity-type, and SBA-lending benchmarks for this industry, live from the dataset. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.

Disclaimer: Public IRS/Census data, not financial or tax advice. See our full disclaimer.