NAICS 442 · IRS SOI 2013 (C corp) · Census CBP 2023

Furniture and Home Furnishings Stores - Industry Benchmarks

$43,000/yr average annual pay, with 1,017 SBA loans on record for NAICS 442.

5.2%
Net margin: 410K
Workers employed: $43,000/yr
Avg payroll / employee: $698M
SBA lending, FY20–26

Data updated August 2026

The verdict · NAICS 442

Furniture and Home Furnishings Stores runs a 5.2% pre-tax net margin - below the national median - across 45K establishments employing 410K workers.

5.2%
Pre-tax net margin (IRS SOI): 410K
Workers employed (Census CBP): $43,000/yr
Avg payroll / employee: $698M
SBA lending, FY20–26

Use Furniture and Home Furnishings Stores's NAICS benchmark as a comparison point, not a forecast for one business.

Furniture and Home Furnishings Stores is reported here with financial measures from IRS Statistics of Income and workforce measures from Census County Business Patterns. The page keeps those source systems distinct, shows unavailable fields rather than estimating them, and links the underlying industry context so readers can compare the same NAICS activity before interpreting a margin or payroll figure.

Source: IRS SOI 2013 (C corporation headline) and Census County Business Patterns 2023

Benchmarking Insights for Furniture and Home Furnishings Stores

Furniture and Home Furnishings Stores sits inside Retail Trade at a 5.2% net margin (below the national median), $84.5B in aggregate receipts across 30,339 returns, averaging $2.8B per establishment.

44,942 establishments employ 409,563 workers (9.1/location) at $43,000/yr average annual pay. California leads employment, followed by Texas and Florida.

Furniture and Home Furnishings Stores sits in the 31st percentile for employment and the 60th percentile for net margin among 3-digit NAICS industries with reported data.

Profit Margin

5.2%

Net income ÷ total receipts (IRS SOI)

Total Receipts

$84.5B

Annual revenue (IRS SOI)

Net Income

$4.4B

Pre-tax net income

Employment

409,563

Total employees (Census CBP)

Avg Payroll / Employee

$43,000/yr

Annual compensation

Establishments

44,942

Business locations

Release-over-release change

What changed from Census CBP 2022 to 2023

Employment decreased by 34,880; establishment count decreased by 618. This comparison uses two published national Census County Business Patterns releases; suppressed fields are omitted rather than estimated.

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Where each dollar of Furniture and Home Furnishings Stores revenue goes

Receipts decomposition, IRS Statistics of Income 2023 aggregate for Furniture and Home Furnishings Stores

Workforce scale

Establishment size, Furniture and Home Furnishings Stores (Census SUSB)

Furniture and Home Furnishings Stores margin vs national reference points

Furniture and Home Furnishings Stores net margin 17.4%

Cross-industry median (5%)

p25/median/p75 = 3%/5%/7%

Business Structure Breakdown

Per-entity IRS SOI tables at their own vintages, shares only when every row shares one year (never mix 2013/2017/2022 populations).

C Corporation SOI 2013

30,339 returns 100%

Margin: 5.2% · Receipts: $84.5B

Financial Detail

Total Tax Returns Filed: 30,339
Avg Receipts per Business: $2.8B
Annual Payroll (Total): $17.6B
Avg Employees per Establishment: 9.1

Sub-Industries

Industry	Profit Margin	Employment	Avg Payroll/Emp
Furniture Stores NAICS 4421	N/A	194,508	$50,508/yr
Home Furnishings Stores NAICS 4422	N/A	215,055	$36,208/yr

Top States by Employment

State	Employment	Establishments	Annual Payroll	Avg Payroll/Emp
California	41,919	4,662	$2.0B	$47,370/yr
Texas	36,223	3,492	$1.5B	$42,210/yr
Florida	34,322	3,643	$1.6B	$46,709/yr
New York	22,432	2,777	$963.6M	$42,957/yr
Georgia	14,572	1,615	$647.8M	$44,453/yr
Illinois	14,431	1,556	$591.2M	$40,966/yr
North Carolina	14,307	1,769	$606.4M	$42,383/yr
Pennsylvania	14,085	1,700	$580.4M	$41,203/yr
New Jersey	12,844	1,289	$516.1M	$40,180/yr
Ohio	12,398	1,397	$503.3M	$40,592/yr

Showing top 10 of 51 states

SBA Lending Activity

SBA FY2020–2026

SBA Loans Approved

1,017

Total Loan Volume

$698M

Avg Loan Size

$686K

Jobs Supported

8,374

Program Breakdown

7(a) 796 (78%)

504 221 (22%)

Top SBA Lender

United Midwest Savings Bank National Association

54 loans in this industry

New Business Share

24.4% of borrowers were new/startup businesses

Annual Lending Trend (6 yrs)

2020

299

2021

457

2022

206

2023

2024

2025

View SBA lending rankings →

Frequently Asked Questions

What is the average revenue for Furniture and Home Furnishings Stores?

$84.5B in total annual receipts across all Furniture and Home Furnishings Stores businesses. Average per business: $2.8B.

How profitable is Furniture and Home Furnishings Stores?

5.2% net profit margin, below the national median.

How many businesses are in Furniture and Home Furnishings Stores?

44,942 business establishments. Together they employ 409,563 workers.

What is the average payroll per employee in Furniture and Home Furnishings Stores?

$43,000/yr average annual pay per employee. Businesses average 9.1 employees per establishment.

Which states have the most Furniture and Home Furnishings Stores employment?

California leads with 41,919 workers. Texas (36,223) and Florida (34,322) round out the top three.

How much SBA lending does Furniture and Home Furnishings Stores receive?

Furniture and Home Furnishings Stores businesses received 1,017 SBA loans totaling $698 million between FY2020 and FY2026. The average loan size was $686K. These loans supported 8,374 jobs at origination. Most lending (78%) came through the SBA 7(a) program.

Nationwide industries with similar benchmark drivers

Two IRS/Census peer sets for Furniture and Home Furnishings Stores, both at NAICS level 3 and excluding this code so the neighborhoods are not self-links.

According to Census County Business Patterns 2023, Furniture and Home Furnishings Stores ranks #53 of 77 U.S. industries at the 3-digit NAICS level by total employment. According to IRS SOI 2013 IRS Statistics of Income, its reported pre-tax net margin ranks #30 of 75 at that same detail level.

Similar reported net margin

Nearest peer industries by ABS(IRS pre-tax margin) (5.2% here).

Wood Product Manufacturing 5.3% Food Services and Drinking Places 5.3% Apparel Manufacturing 5.1%

Similar workforce scale

Nearest peer industries by ABS(Census employment) (409,563 here).

Nonmetallic Mineral Product Manufacturing 412,320 Wood Product Manufacturing 432,255 Printing and Related Support Activities 386,248

Read with this industry: Understanding profit margins by industry · Retail Trade · Rankings

Disclaimer: Public IRS/Census data, not financial or tax advice. See our full disclaimer.

Sources: IRS Statistics of Income (SOI) Business Tax Statistics · Census Bureau County Business Patterns 2023

NAICS 442 · CBP 2023 · IRS SOI 2013

According to the U.S. Census Bureau, which released its 2023 County Business Patterns dataset in June 2025, PlainBizBench benchmarks 2,002 U.S. industries against Internal Revenue Service Statistics of Income data. See our methodology for the full compilation process.

Read our methodology - how this data is sourced, computed, and verified.

Source: U.S. Census Bureau, County Business Patterns / SUSB Industry employment scale, payroll, and firm-size benchmarks · 2023 Accessed 2026-07-06

Every figure on PlainBizBench is rendered directly from federal source data, no number is typed in by an editor. This page aggregates profit-margin, payroll, entity-type, and SBA-lending benchmarks for this industry, live from the dataset. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.

Disclaimer: Public IRS/Census data, not financial or tax advice. See our full disclaimer.