Retail Trade ·NAICS 4421

NAICS 4421 · IRS SOI 2023 · Census CBP

Furniture Stores - Industry Benchmarks

$50,508/yr average annual pay, with 404 SBA loans on record for NAICS 4421.

4.2%
Retail Trade sector margin
195K
Workers employed
$50,508/yr
Avg payroll / employee
$340M
SBA lending, FY20–26

Data updated July 2026

The verdict · NAICS 4421

Texas leads Furniture Stores activity nationally. IRS SOI doesn't publish margin data at this NAICS level, but the broader Retail Trade sector runs a 4.2% net margin.

4.2%
Retail Trade sector margin (IRS SOI)
195K
Workers employed (Census CBP)
$50,508/yr
Avg payroll / employee
$340M
SBA lending, FY20–26

Benchmarking Insights for Furniture Stores

Furniture Stores sits inside Retail Trade, a sector that runs a 4.2% net margin overall.

21,964 establishments employ 194,508 workers (8.9/location) at $50,508/yr average annual pay. Texas leads employment, followed by California and Florida.

Employment

194,508

Total employees (Census CBP)

Avg Payroll / Employee

$50,508/yr

Annual compensation

Establishments

21,964

Business locations

Release-over-release change

What changed from Census CBP 2022 to 2023

Employment decreased by 2,756; establishment count decreased by 322. This comparison uses two published national Census County Business Patterns releases; suppressed fields are omitted rather than estimated.

Workforce scale

Financial Detail

Annual Payroll (Total)
$9.8B
Avg Employees per Establishment
8.9

Sub-Industries

Industry Profit Margin
Furniture Stores

NAICS 44211

N/A

Top States by Employment

State Employment
Texas 18,805
California 18,322
Florida 17,779
New York 9,032
North Carolina 7,700
Georgia 6,774
Pennsylvania 6,594
Illinois 6,345
Ohio 6,218
Arizona 5,722

Showing top 10 of 51 states

SBA Lending Activity

SBA FY2020–2026

SBA Loans Approved

404

Total Loan Volume

$340M

Avg Loan Size

$843K

Jobs Supported

3,979

Program Breakdown

7(a) 283 (70%)
504 121 (30%)

Top SBA Lender

U.S. Bank, National Association

21 loans in this industry

New Business Share

15.8% of borrowers were new/startup businesses

Annual Lending Trend (6 yrs)

2020
112
2021
193
2022
76
2023
16
2024
6
2025
1

Frequently Asked Questions

How profitable is Furniture Stores?
IRS SOI doesn't publish margin data at the NAICS 4421 level. Texas leads this industry nationally. The broader Retail Trade sector runs a 4.2% net margin (IRS SOI 2023).
How many businesses are in Furniture Stores?
21,964 business establishments. Together they employ 194,508 workers.
What is the average payroll per employee in Furniture Stores?
$50,508/yr average annual pay per employee. Businesses average 8.9 employees per establishment.
Which states have the most Furniture Stores employment?
Texas leads with 18,805 workers. California (18,322) and Florida (17,779) round out the top three.
How much SBA lending does Furniture Stores receive?
Furniture Stores businesses received 404 SBA loans totaling $340 million between FY2020 and FY2026. The average loan size was $843K. These loans supported 3,979 jobs at origination. Most lending (70%) came through the SBA 7(a) program.

Comparable industry benchmarks

These links are calculated from the current national dataset. They are comparison paths, not recommendations or evidence that businesses operate alike.

How this ranks: Its Census employment total exceeds 50% of that same 259-industry cohort. Calculated by ranking this industry's reported value against every other industry at the same NAICS digit-level, not the whole dataset: comparing a 6-digit detail industry to a 2-digit sector would mix incompatible scales.

Closest workforce scale

Same NAICS detail level, ordered by the smallest difference in reported Census employment.

Benchmarking Furniture Stores

Disclaimer: Public IRS/Census data, not financial or tax advice. See our full disclaimer.

Sources: IRS Statistics of Income (SOI) Business Tax Statistics · Census Bureau County Business Patterns 2023

NAICS 4421 · Data year: 2023

According to the U.S. Census Bureau, which released its 2023 County Business Patterns dataset in June 2025, PlainBizBench benchmarks 2,002 U.S. industries against Internal Revenue Service Statistics of Income data. See our methodology for the full compilation process.

Source: U.S. Census Bureau, County Business Patterns / SUSB Industry employment scale, payroll, and firm-size benchmarks · 2023

Every figure on PlainBizBench is rendered directly from federal source data, no number is typed in by an editor. This page aggregates profit-margin, payroll, entity-type, and SBA-lending benchmarks for this industry, live from the dataset. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.

Disclaimer: Public IRS/Census data, not financial or tax advice. See our full disclaimer.