Employment
215,055
Total employees (Census CBP)
Retail Trade ·NAICS 4422
NAICS 4422 · IRS SOI 2023 · Census CBP
Home Furnishings Stores - Industry Benchmarks
$36,208/yr average annual pay, with 613 SBA loans on record for NAICS 4422.
- 4.2%
- Retail Trade sector margin
- 215K
- Workers employed
- $36,208/yr
- Avg payroll / employee
- $357M
- SBA lending, FY20–26
Data updated July 2026
The verdict · NAICS 4422
California leads Home Furnishings Stores activity nationally. IRS SOI doesn't publish margin data at this NAICS level, but the broader Retail Trade sector runs a 4.2% net margin.
- 4.2%
- Retail Trade sector margin (IRS SOI)
- 215K
- Workers employed (Census CBP)
- $36,208/yr
- Avg payroll / employee
- $357M
- SBA lending, FY20–26
Benchmarking Insights for Home Furnishings Stores
Home Furnishings Stores sits inside Retail Trade, a sector that runs a 4.2% net margin overall.
22,978 establishments employ 215,055 workers (9.4/location) at $36,208/yr average annual pay. California leads employment, followed by Texas and Florida.
Avg Payroll / Employee
$36,208/yr
Annual compensation
Establishments
22,978
Business locations
Release-over-release change
What changed from Census CBP 2022 to 2023
Employment decreased by 32,124; establishment count decreased by 296. This comparison uses two published national Census County Business Patterns releases; suppressed fields are omitted rather than estimated.
Workforce scale
Financial Detail
- Annual Payroll (Total)
- $7.8B
- Avg Employees per Establishment
- 9.4
Sub-Industries
| Industry | Profit Margin |
|---|---|
| Floor Covering Stores NAICS 44221 | N/A |
| Other Home Furnishings Stores NAICS 44229 | N/A |
Top States by Employment
| State | Employment |
|---|---|
| California | 23,597 |
| Texas | 17,418 |
| Florida | 16,543 |
| New York | 13,400 |
| Illinois | 8,086 |
| New Jersey | 7,900 |
| Georgia | 7,798 |
| Pennsylvania | 7,491 |
| North Carolina | 6,607 |
| Virginia | 6,407 |
Showing top 10 of 51 states
SBA Lending Activity
SBA FY2020–2026SBA Loans Approved
613
Total Loan Volume
$357M
Avg Loan Size
$583K
Jobs Supported
4,395
Program Breakdown
7(a) 513 (84%)
504 100 (16%)
Top SBA Lender
United Midwest Savings Bank National Association
51 loans in this industry
New Business Share
30.0% of borrowers were new/startup businesses
Annual Lending Trend (6 yrs)
2020 187
2021 264
2022 130
2023 18
2024 13
2025 1
Frequently Asked Questions
How profitable is Home Furnishings Stores?
IRS SOI doesn't publish margin data at the NAICS 4422 level. California leads this industry nationally. The broader Retail Trade sector runs a 4.2% net margin (IRS SOI 2023).
How many businesses are in Home Furnishings Stores?
22,978 business establishments. Together they employ 215,055 workers.
What is the average payroll per employee in Home Furnishings Stores?
$36,208/yr average annual pay per employee. Businesses average 9.4 employees per establishment.
Which states have the most Home Furnishings Stores employment?
California leads with 23,597 workers. Texas (17,418) and Florida (16,543) round out the top three.
How much SBA lending does Home Furnishings Stores receive?
Home Furnishings Stores businesses received 613 SBA loans totaling $357 million between FY2020 and FY2026. The average loan size was $583K. These loans supported 4,395 jobs at origination. Most lending (84%) came through the SBA 7(a) program.
Comparable industry benchmarks
These links are calculated from the current national dataset. They are comparison paths, not recommendations or evidence that businesses operate alike.
How this ranks: Its Census employment total exceeds 53% of that same 259-industry cohort. Calculated by ranking this industry's reported value against every other industry at the same NAICS digit-level, not the whole dataset: comparing a 6-digit detail industry to a 2-digit sector would mix incompatible scales.
Closest workforce scale
Same NAICS detail level, ordered by the smallest difference in reported Census employment.
Benchmarking Home Furnishings Stores
- No margin data, check the parent industry. Browse Retail Trade
- 22,978 establishments, 215,055 workers. Payroll benchmarks
- 613 SBA loans on record. SBA lending rankings
Disclaimer: Public IRS/Census data, not financial or tax advice. See our full disclaimer.
Sources: IRS Statistics of Income (SOI) Business Tax Statistics · Census Bureau County Business Patterns 2023
NAICS 4422 · Data year: 2023
According to the U.S. Census Bureau, which released its 2023 County Business Patterns dataset in June 2025, PlainBizBench benchmarks 2,002 U.S. industries against Internal Revenue Service Statistics of Income data. See our methodology for the full compilation process.
Read our methodology - how this data is sourced, computed, and verified.
Source: U.S. Census Bureau, County Business Patterns / SUSB Industry employment scale, payroll, and firm-size benchmarks · 2023
Every figure on PlainBizBench is rendered directly from federal source data, no number is typed in by an editor. This page aggregates profit-margin, payroll, entity-type, and SBA-lending benchmarks for this industry, live from the dataset. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.
Disclaimer: Public IRS/Census data, not financial or tax advice. See our full disclaimer.