Wholesale Trade ·NAICS 4231

NAICS 4231 · IRS SOI 2023 · Census CBP

Motor Vehicle and Motor Vehicle Parts and Supplies Merchant Wholesalers - Industry Benchmarks

$73,099/yr average annual pay, with 884 SBA loans on record for NAICS 4231.

1.7%
Net margin
427K
Workers employed
$73,099/yr
Avg payroll / employee
$661M
SBA lending, FY20–26

Data updated July 2026

The verdict · NAICS 4231

Motor Vehicle and Motor Vehicle Parts and Supplies Merchant Wholesalers runs a 1.7% pre-tax net margin - significantly below average, typical of high-volume, low-margin sectors - across 23K establishments employing 427K workers.

1.7%
Pre-tax net margin (IRS SOI)
427K
Workers employed (Census CBP)
$73,099/yr
Avg payroll / employee
$661M
SBA lending, FY20–26

Benchmarking Insights for Motor Vehicle and Motor Vehicle Parts and Supplies Merchant Wholesalers

Motor Vehicle and Motor Vehicle Parts and Supplies Merchant Wholesalers sits inside Wholesale Trade at a 1.7% net margin (significantly below average, typical of high-volume, low-margin sectors), $291.6B in aggregate receipts across 22,834 returns, averaging $12.8B per establishment.

22,883 establishments employ 426,643 workers (18.6/location) at $73,099/yr average annual pay. California leads employment, followed by Michigan and Texas.

Profit Margin

1.7%

Net income ÷ total receipts (IRS SOI)

Total Receipts

$291.6B

Annual revenue (IRS SOI)

Net Income

$5.1B

Pre-tax net income

Employment

426,643

Total employees (Census CBP)

Avg Payroll / Employee

$73,099/yr

Annual compensation

Establishments

22,883

Business locations

Release-over-release change

What changed from Census CBP 2022 to 2023

Employment increased by 9,397; establishment count increased by 167. This comparison uses two published national Census County Business Patterns releases; suppressed fields are omitted rather than estimated.

Where each dollar of Motor Vehicle and Motor Vehicle Parts and Supplies Merchant Wholesalers revenue goes

Workforce scale

Motor Vehicle and Motor Vehicle Parts and Supplies Merchant Wholesalers margin vs national reference points

Motor Vehicle and Motor Vehicle Parts and Supplies Merchant Wholesalers net margin 5.8%
Cross-industry median (5%)

p25/median/p75 = 3%/5%/8%

Business Structure Breakdown

How businesses in this industry are legally structured (IRS SOI)

C Corporation
22,834 returns 100%

Margin: 1.7% · Receipts: $291.6B

Financial Detail

Total Tax Returns Filed
22,834
Avg Receipts per Business
$12.8B
Annual Payroll (Total)
$31.2B
Avg Employees per Establishment
18.6

Sub-Industries

Industry Profit Margin
Automobile and Other Motor Vehicle Merchant Wholesalers

NAICS 42311

N/A
Motor Vehicle Parts (Used) Merchant Wholesalers

NAICS 42314

N/A
Motor Vehicle Supplies and New Parts Merchant Wholesalers

NAICS 42312

N/A
Tire and Tube Merchant Wholesalers

NAICS 42313

N/A

Top States by Employment

State Employment
California 43,333
Michigan 37,449
Texas 35,070
Florida 20,820
Ohio 20,145
Illinois 16,560
New Jersey 15,894
New York 15,264
Indiana 13,280
Tennessee 11,554

Showing top 10 of 51 states

SBA Lending Activity

SBA FY2020–2026

SBA Loans Approved

884

Total Loan Volume

$661M

Avg Loan Size

$748K

Jobs Supported

7,133

Program Breakdown

7(a) 746 (84%)
504 138 (16%)

Top SBA Lender

Newtek Bank, National Association

50 loans in this industry

New Business Share

15.5% of borrowers were new/startup businesses

Annual Lending Trend (7 yrs)

2020
127
2021
128
2022
134
2023
137
2024
157
2025
177
2026
24

Frequently Asked Questions

What is the average revenue for Motor Vehicle and Motor Vehicle Parts and Supplies Merchant Wholesalers?
$291.6B in total annual receipts across all Motor Vehicle and Motor Vehicle Parts and Supplies Merchant Wholesalers businesses. Average per business: $12.8B.
How profitable is Motor Vehicle and Motor Vehicle Parts and Supplies Merchant Wholesalers?
1.7% net profit margin, significantly below average, typical of high-volume, low-margin sectors.
How many businesses are in Motor Vehicle and Motor Vehicle Parts and Supplies Merchant Wholesalers?
22,883 business establishments. Together they employ 426,643 workers.
What is the average payroll per employee in Motor Vehicle and Motor Vehicle Parts and Supplies Merchant Wholesalers?
$73,099/yr average annual pay per employee. Businesses average 18.6 employees per establishment.
Which states have the most Motor Vehicle and Motor Vehicle Parts and Supplies Merchant Wholesalers employment?
California leads with 43,333 workers. Michigan (37,449) and Texas (35,070) round out the top three.
How much SBA lending does Motor Vehicle and Motor Vehicle Parts and Supplies Merchant Wholesalers receive?
Motor Vehicle and Motor Vehicle Parts and Supplies Merchant Wholesalers businesses received 884 SBA loans totaling $661 million between FY2020 and FY2026. The average loan size was $748K. These loans supported 7,133 jobs at origination. Most lending (84%) came through the SBA 7(a) program.

Comparable industry benchmarks

These links are calculated from the current national dataset. They are comparison paths, not recommendations or evidence that businesses operate alike.

How this ranks: Motor Vehicle and Motor Vehicle Parts and Supplies Merchant Wholesalers reports a higher net margin than 10% of the 126 IRS-tracked industries at the same NAICS detail level. Its Census employment total exceeds 72% of that same 259-industry cohort. Calculated by ranking this industry's reported value against every other industry at the same NAICS digit-level, not the whole dataset: comparing a 6-digit detail industry to a 2-digit sector would mix incompatible scales.

Closest reported net margins

Same NAICS detail level, ordered by the smallest difference in reported IRS pre-tax margin.

Closest workforce scale

Same NAICS detail level, ordered by the smallest difference in reported Census employment.

Benchmarking Motor Vehicle and Motor Vehicle Parts and Supplies Merchant Wholesalers

Disclaimer: Public IRS/Census data, not financial or tax advice. See our full disclaimer.

Sources: IRS Statistics of Income (SOI) Business Tax Statistics · Census Bureau County Business Patterns 2023

NAICS 4231 · Data year: 2023

According to the U.S. Census Bureau, which released its 2023 County Business Patterns dataset in June 2025, PlainBizBench benchmarks 2,002 U.S. industries against Internal Revenue Service Statistics of Income data. See our methodology for the full compilation process.

Source: U.S. Census Bureau, County Business Patterns / SUSB Industry employment scale, payroll, and firm-size benchmarks · 2023

Every figure on PlainBizBench is rendered directly from federal source data, no number is typed in by an editor. This page aggregates profit-margin, payroll, entity-type, and SBA-lending benchmarks for this industry, live from the dataset. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.

Disclaimer: Public IRS/Census data, not financial or tax advice. See our full disclaimer.