NAICS 52213 · IRS SOI (C corp) · Census CBP 2023

Credit Unions - Industry Benchmarks

$73,279/yr average annual pay across 20K establishments in NAICS 52213.

15.4%
Finance and Insurance sector margin: 349K
Workers employed: $73,279/yr
Avg payroll / employee

Data updated August 2026

The verdict · NAICS 52213

California leads Credit Unions activity nationally. IRS SOI doesn't publish margin data at this NAICS level, but the broader Finance and Insurance sector runs a 15.4% net margin.

15.4%
Finance and Insurance sector margin (IRS SOI): 349K
Workers employed (Census CBP): $73,279/yr
Avg payroll / employee

Use Credit Unions's NAICS benchmark as a comparison point, not a forecast for one business.

Credit Unions is reported here with financial measures from IRS Statistics of Income and workforce measures from Census County Business Patterns. The page keeps those source systems distinct, shows unavailable fields rather than estimating them, and links the underlying industry context so readers can compare the same NAICS activity before interpreting a margin or payroll figure.

Source: IRS SOI (C corporation headline) and Census County Business Patterns 2023

Benchmarking Insights for Credit Unions

Credit Unions sits inside Finance and Insurance, a sector that runs a 15.4% net margin overall.

19,605 establishments employ 348,545 workers (17.8/location) at $73,279/yr average annual pay. California leads employment, followed by Florida and Texas.

Credit Unions sits in the 88th percentile for employment among 5-digit NAICS industries with reported data.

No recorded SBA 7(a)/504 lending for Credit Unions in the FY2020-26 dataset.

Employment

348,545

Total employees (Census CBP)

Avg Payroll / Employee

$73,279/yr

Annual compensation

Establishments

19,605

Business locations

Release-over-release change

What changed from Census CBP 2022 to 2023

Employment increased by 20,051; establishment count was unchanged by 0. This comparison uses two published national Census County Business Patterns releases; suppressed fields are omitted rather than estimated.

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Workforce scale

Establishment size, Credit Unions (Census SUSB)

Financial Detail

Annual Payroll (Total): $25.5B
Avg Employees per Establishment: 17.8

Sub-Industries

Industry	Profit Margin	Employment	Avg Payroll/Emp
Credit Unions NAICS 522130	N/A	348,545	$73,279/yr

Top States by Employment

State	Employment	Establishments	Annual Payroll	Avg Payroll/Emp
California	32,000	1,490	$2.8B	$88,525/yr
Florida	28,960	1,068	$2.1B	$73,710/yr
Texas	27,927	1,503	$2.0B	$70,138/yr
Michigan	17,655	1,081	$1.1B	$63,753/yr
Washington	12,850	603	$1.1B	$88,660/yr
Wisconsin	11,475	581	$749.1M	$65,278/yr
Pennsylvania	11,100	817	$741.8M	$66,831/yr
Ohio	9,055	641	$575.7M	$63,580/yr
Illinois	8,858	531	$644.0M	$72,699/yr
Indiana	8,031	586	$505.1M	$62,891/yr

Showing top 10 of 51 states

Frequently Asked Questions

How profitable is Credit Unions?

IRS SOI doesn't publish margin data at the NAICS 52213 level. California leads this industry nationally. The broader Finance and Insurance sector runs a 15.4% net margin (IRS SOI 2013 C corp).

How many businesses are in Credit Unions?

19,605 business establishments. Together they employ 348,545 workers.

What is the average payroll per employee in Credit Unions?

$73,279/yr average annual pay per employee. Businesses average 17.8 employees per establishment.

Which states have the most Credit Unions employment?

California leads with 32,000 workers. Florida (28,960) and Texas (27,927) round out the top three.

Nationwide industries with similar benchmark drivers

Two IRS/Census peer sets for Credit Unions, both at NAICS level 5 and excluding this code so the neighborhoods are not self-links.

According to Census County Business Patterns 2023, Credit Unions ranks #68 of 551 U.S. industries at the 5-digit NAICS level by total employment.

Similar workforce scale

Nearest peer industries by ABS(Census employment) (348,545 here).

Lessors of Residential Buildings and Dwellings 348,544 Other Grocery and Related Products Merchant Wholesalers 342,514 Medical and Diagnostic Laboratories 332,060

Read with this industry: Industry employment trends · Finance and Insurance · Rankings

Disclaimer: Public IRS/Census data, not financial or tax advice. See our full disclaimer.

Sources: IRS Statistics of Income (SOI) Business Tax Statistics · Census Bureau County Business Patterns 2023

NAICS 52213 · CBP 2023 · IRS SOI

According to the U.S. Census Bureau, which released its 2023 County Business Patterns dataset in June 2025, PlainBizBench benchmarks 2,002 U.S. industries against Internal Revenue Service Statistics of Income data. See our methodology for the full compilation process.

Read our methodology - how this data is sourced, computed, and verified.

Source: U.S. Census Bureau, County Business Patterns / SUSB Industry employment scale, payroll, and firm-size benchmarks · 2023 Accessed 2026-07-06

Every figure on PlainBizBench is rendered directly from federal source data, no number is typed in by an editor. This page aggregates profit-margin, payroll, entity-type, and SBA-lending benchmarks for this industry, live from the dataset. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.

Disclaimer: Public IRS/Census data, not financial or tax advice. See our full disclaimer.