Retail Trade ·NAICS 44314

NAICS 44314 · IRS SOI 2023 · Census CBP

Electronics and Appliance Stores - Industry Benchmarks

272 SBA loans on record, $147M in volume, for NAICS 44314.

4.2%
Retail Trade sector margin
N/A
Workers employed
N/A
Avg payroll / employee
$147M
SBA lending, FY20–26

Data updated July 2026

The verdict · NAICS 44314

Michigan leads Electronics and Appliance Stores activity nationally. IRS SOI doesn't publish margin data at this NAICS level, but the broader Retail Trade sector runs a 4.2% net margin.

4.2%
Retail Trade sector margin (IRS SOI)
N/A
Workers employed (Census CBP)
N/A
Avg payroll / employee
$147M
SBA lending, FY20–26

Benchmarking Insights for Electronics and Appliance Stores

Electronics and Appliance Stores sits inside Retail Trade, a sector that runs a 4.2% net margin overall.

19,048 establishments employ N/A workers. Michigan leads employment, followed by Georgia and Alabama.

Employment

N/A

Total employees (Census CBP)

Avg Payroll / Employee

N/A

Annual compensation

Establishments

19,048

Business locations

Release-over-release change

What changed from Census CBP 2022 to 2023

establishment count decreased by 2,294. This comparison uses two published national Census County Business Patterns releases; suppressed fields are omitted rather than estimated.

Financial Detail

Sub-Industries

Industry Profit Margin
Electronics Stores

NAICS 443142

 N/A
Household Appliance Stores

NAICS 443141

 N/A

Top States by Employment

State Employment
Michigan 5,765
Georgia 5,376
Alabama 2,916
Oregon 2,581
Kentucky 1,917
Kansas 1,615
Nebraska 1,512
Arkansas 1,425
South Dakota 669
Montana 629

Showing top 10 of 51 states

SBA Lending Activity

SBA FY2020–2026

SBA Loans Approved

272

Total Loan Volume

$147M

Avg Loan Size

$542K

Jobs Supported

2,378

Program Breakdown

7(a) 234 (86%)
504 38 (14%)

Top SBA Lender

The Huntington National Bank

22 loans in this industry

New Business Share

15.4% of borrowers were new/startup businesses

Annual Lending Trend (6 yrs)

2020
98
2021
110
2022
41
2023
15
2024
7
2025
1

View SBA lending rankings →

Frequently Asked Questions

How profitable is Electronics and Appliance Stores?
IRS SOI doesn't publish margin data at the NAICS 44314 level. Michigan leads this industry nationally. The broader Retail Trade sector runs a 4.2% net margin (IRS SOI 2023).
How many businesses are in Electronics and Appliance Stores?
19,048 business establishments.
What is the average payroll per employee in Electronics and Appliance Stores?
Average payroll data for Electronics and Appliance Stores is not available in the current Census CBP dataset.
Which states have the most Electronics and Appliance Stores employment?
Michigan leads with 5,765 workers. Georgia (5,376) and Alabama (2,916) round out the top three.
How much SBA lending does Electronics and Appliance Stores receive?
Electronics and Appliance Stores businesses received 272 SBA loans totaling $147 million between FY2020 and FY2026. The average loan size was $542K. These loans supported 2,378 jobs at origination. Most lending (86%) came through the SBA 7(a) program.

Benchmarking Electronics and Appliance Stores

Disclaimer: Public IRS/Census data, not financial or tax advice. See our full disclaimer.

Sources: IRS Statistics of Income (SOI) Business Tax Statistics · Census Bureau County Business Patterns 2023

NAICS 44314 · Data year: 2023

According to the U.S. Census Bureau, which released its 2023 County Business Patterns dataset in June 2025, PlainBizBench benchmarks 2,002 U.S. industries against Internal Revenue Service Statistics of Income data. See our methodology for the full compilation process.

Read our methodology - how this data is sourced, computed, and verified.

Source: U.S. Census Bureau, County Business Patterns / SUSB Industry employment scale, payroll, and firm-size benchmarks · 2023

Every figure on PlainBizBench is rendered directly from federal source data, no number is typed in by an editor. This page aggregates profit-margin, payroll, entity-type, and SBA-lending benchmarks for this industry, live from the dataset. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.

Disclaimer: Public IRS/Census data, not financial or tax advice. See our full disclaimer.