Employment
222,478
Total employees (Census CBP)
Retail Trade ·NAICS 45331
NAICS 45331 · IRS SOI 2023 · Census CBP
Used Merchandise Stores - Industry Benchmarks
$24,523/yr average annual pay, with 192 SBA loans on record for NAICS 45331.
- 19K
- Establishments
- 222K
- Workers employed
- $24,523/yr
- Avg payroll / employee
- $64M
- SBA lending, FY20–26
Data updated July 2026
The verdict · NAICS 45331
California leads Used Merchandise Stores activity nationally, across 19K establishments employing 222K workers. IRS SOI doesn't publish margin data at this NAICS level.
- 19K
- Business establishments (Census)
- 222K
- Workers employed (Census CBP)
- $24,523/yr
- Avg payroll / employee
- $64M
- SBA lending, FY20–26
Benchmarking Insights for Used Merchandise Stores
Used Merchandise Stores sits inside Retail Trade.
19,466 establishments employ 222,478 workers (11.4/location) at $24,523/yr average annual pay. California leads employment, followed by Texas and Florida.
Avg Payroll / Employee
$24,523/yr
Annual compensation
Establishments
19,466
Business locations
Release-over-release change
What changed from Census CBP 2022 to 2023
Employment increased by 13,331; establishment count increased by 280. This comparison uses two published national Census County Business Patterns releases; suppressed fields are omitted rather than estimated.
Workforce scale
Financial Detail
- Annual Payroll (Total)
- $5.5B
- Avg Employees per Establishment
- 11.4
Sub-Industries
| Industry | Profit Margin |
|---|---|
| Used Merchandise Stores NAICS 453310 | N/A |
Top States by Employment
| State | Employment |
|---|---|
| California | 20,066 |
| Texas | 17,185 |
| Florida | 13,704 |
| Ohio | 10,252 |
| Pennsylvania | 8,617 |
| Indiana | 8,140 |
| Illinois | 7,703 |
| Virginia | 6,857 |
| Michigan | 6,668 |
| North Carolina | 6,424 |
Showing top 10 of 51 states
SBA Lending Activity
SBA FY2020–2026SBA Loans Approved
192
Total Loan Volume
$64M
Avg Loan Size
$336K
Jobs Supported
1,669
Program Breakdown
7(a) 158 (82%)
504 34 (18%)
Top SBA Lender
U.S. Bank, National Association
13 loans in this industry
New Business Share
42.7% of borrowers were new/startup businesses
Annual Lending Trend (6 yrs)
2020 62
2021 76
2022 37
2023 9
2024 7
2025 1
Frequently Asked Questions
How many businesses are in Used Merchandise Stores?
19,466 business establishments. Together they employ 222,478 workers.
What is the average payroll per employee in Used Merchandise Stores?
$24,523/yr average annual pay per employee. Businesses average 11.4 employees per establishment.
Which states have the most Used Merchandise Stores employment?
California leads with 20,066 workers. Texas (17,185) and Florida (13,704) round out the top three.
How much SBA lending does Used Merchandise Stores receive?
Used Merchandise Stores businesses received 192 SBA loans totaling $64 million between FY2020 and FY2026. The average loan size was $336K. These loans supported 1,669 jobs at origination. Most lending (82%) came through the SBA 7(a) program.
Comparable industry benchmarks
These links are calculated from the current national dataset. They are comparison paths, not recommendations or evidence that businesses operate alike.
How this ranks: Its Census employment total exceeds 80% of that same 551-industry cohort. Calculated by ranking this industry's reported value against every other industry at the same NAICS digit-level, not the whole dataset: comparing a 6-digit detail industry to a 2-digit sector would mix incompatible scales.
Closest workforce scale
Same NAICS detail level, ordered by the smallest difference in reported Census employment.
- All Other Amusement and Recreation Industries 223,158
- School and Employee Bus Transportation 221,741
- Machine Shops 223,313
Benchmarking Used Merchandise Stores
- No margin data, check the parent industry. Browse Retail Trade
- 19,466 establishments, 222,478 workers. Payroll benchmarks
- 192 SBA loans on record. SBA lending rankings
Disclaimer: Public IRS/Census data, not financial or tax advice. See our full disclaimer.
Sources: IRS Statistics of Income (SOI) Business Tax Statistics · Census Bureau County Business Patterns 2023
NAICS 45331 · Data year: 2023
According to the U.S. Census Bureau, which released its 2023 County Business Patterns dataset in June 2025, PlainBizBench benchmarks 2,002 U.S. industries against Internal Revenue Service Statistics of Income data. See our methodology for the full compilation process.
Read our methodology - how this data is sourced, computed, and verified.
Source: U.S. Census Bureau, County Business Patterns / SUSB Industry employment scale, payroll, and firm-size benchmarks · 2023
Every figure on PlainBizBench is rendered directly from federal source data, no number is typed in by an editor. This page aggregates profit-margin, payroll, entity-type, and SBA-lending benchmarks for this industry, live from the dataset. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.
Disclaimer: Public IRS/Census data, not financial or tax advice. See our full disclaimer.