Employment
106,903
Total employees (Census CBP)
Retail Trade ·NAICS 44831
NAICS 44831 · IRS SOI 2023 · Census CBP
Jewelry Stores - Industry Benchmarks
$51,249/yr average annual pay, with 271 SBA loans on record for NAICS 44831.
- 4.2%
- Retail Trade sector margin
- 107K
- Workers employed
- $51,249/yr
- Avg payroll / employee
- $105M
- SBA lending, FY20–26
Data updated July 2026
The verdict · NAICS 44831
California leads Jewelry Stores activity nationally. IRS SOI doesn't publish margin data at this NAICS level, but the broader Retail Trade sector runs a 4.2% net margin.
- 4.2%
- Retail Trade sector margin (IRS SOI)
- 107K
- Workers employed (Census CBP)
- $51,249/yr
- Avg payroll / employee
- $105M
- SBA lending, FY20–26
Benchmarking Insights for Jewelry Stores
Jewelry Stores sits inside Retail Trade, a sector that runs a 4.2% net margin overall.
19,897 establishments employ 106,903 workers (5.4/location) at $51,249/yr average annual pay. California leads employment, followed by New York and Florida.
Avg Payroll / Employee
$51,249/yr
Annual compensation
Establishments
19,897
Business locations
Release-over-release change
What changed from Census CBP 2022 to 2023
Employment increased by 5,623; establishment count increased by 549. This comparison uses two published national Census County Business Patterns releases; suppressed fields are omitted rather than estimated.
Workforce scale
Financial Detail
- Annual Payroll (Total)
- $5.5B
- Avg Employees per Establishment
- 5.4
Sub-Industries
| Industry | Profit Margin |
|---|---|
| Jewelry Stores NAICS 448310 | N/A |
Top States by Employment
| State | Employment |
|---|---|
| California | 12,450 |
| New York | 9,060 |
| Florida | 8,813 |
| Illinois | 3,929 |
| Pennsylvania | 3,751 |
| Georgia | 3,386 |
| North Carolina | 3,364 |
| New Jersey | 3,291 |
| Ohio | 3,216 |
| Michigan | 2,854 |
Showing top 10 of 51 states
SBA Lending Activity
SBA FY2020–2026SBA Loans Approved
271
Total Loan Volume
$105M
Avg Loan Size
$387K
Jobs Supported
1,333
Program Breakdown
7(a) 243 (90%)
504 28 (10%)
Top SBA Lender
U.S. Bank, National Association
33 loans in this industry
New Business Share
17.3% of borrowers were new/startup businesses
Annual Lending Trend (6 yrs)
2020 94
2021 106
2022 50
2023 14
2024 6
2025 1
Frequently Asked Questions
How profitable is Jewelry Stores?
IRS SOI doesn't publish margin data at the NAICS 44831 level. California leads this industry nationally. The broader Retail Trade sector runs a 4.2% net margin (IRS SOI 2023).
How many businesses are in Jewelry Stores?
19,897 business establishments. Together they employ 106,903 workers.
What is the average payroll per employee in Jewelry Stores?
$51,249/yr average annual pay per employee. Businesses average 5.4 employees per establishment.
Which states have the most Jewelry Stores employment?
California leads with 12,450 workers. New York (9,060) and Florida (8,813) round out the top three.
How much SBA lending does Jewelry Stores receive?
Jewelry Stores businesses received 271 SBA loans totaling $105 million between FY2020 and FY2026. The average loan size was $387K. These loans supported 1,333 jobs at origination. Most lending (90%) came through the SBA 7(a) program.
Comparable industry benchmarks
These links are calculated from the current national dataset. They are comparison paths, not recommendations or evidence that businesses operate alike.
How this ranks: Its Census employment total exceeds 62% of that same 551-industry cohort. Calculated by ranking this industry's reported value against every other industry at the same NAICS digit-level, not the whole dataset: comparing a 6-digit detail industry to a 2-digit sector would mix incompatible scales.
Closest workforce scale
Same NAICS detail level, ordered by the smallest difference in reported Census employment.
- Other Health and Personal Care Stores 106,272
- Funeral Homes and Funeral Services 107,566
- Motor Vehicle Metal Stamping 106,098
Benchmarking Jewelry Stores
- No margin data, check the parent industry. Browse Retail Trade
- 19,897 establishments, 106,903 workers. Payroll benchmarks
- 271 SBA loans on record. SBA lending rankings
Disclaimer: Public IRS/Census data, not financial or tax advice. See our full disclaimer.
Sources: IRS Statistics of Income (SOI) Business Tax Statistics · Census Bureau County Business Patterns 2023
NAICS 44831 · Data year: 2023
According to the U.S. Census Bureau, which released its 2023 County Business Patterns dataset in June 2025, PlainBizBench benchmarks 2,002 U.S. industries against Internal Revenue Service Statistics of Income data. See our methodology for the full compilation process.
Read our methodology - how this data is sourced, computed, and verified.
Source: U.S. Census Bureau, County Business Patterns / SUSB Industry employment scale, payroll, and firm-size benchmarks · 2023
Every figure on PlainBizBench is rendered directly from federal source data, no number is typed in by an editor. This page aggregates profit-margin, payroll, entity-type, and SBA-lending benchmarks for this industry, live from the dataset. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.
Disclaimer: Public IRS/Census data, not financial or tax advice. See our full disclaimer.