Employment
21,062
Total employees (Census CBP)
Retail Trade ·NAICS 445230
NAICS 445230 · IRS SOI 2023 · Census CBP
Fruit and Vegetable Markets - Industry Benchmarks
$33,180/yr average annual pay, with 140 SBA loans on record for NAICS 445230.
- 4.2%
- Retail Trade sector margin
- 21K
- Workers employed
- $33,180/yr
- Avg payroll / employee
- $89M
- SBA lending, FY20–26
Data updated July 2026
The verdict · NAICS 445230
New York leads Fruit and Vegetable Markets activity nationally. IRS SOI doesn't publish margin data at this NAICS level, but the broader Retail Trade sector runs a 4.2% net margin.
- 4.2%
- Retail Trade sector margin (IRS SOI)
- 21K
- Workers employed (Census CBP)
- $33,180/yr
- Avg payroll / employee
- $89M
- SBA lending, FY20–26
Benchmarking Insights for Fruit and Vegetable Markets
Fruit and Vegetable Markets sits inside Retail Trade, a sector that runs a 4.2% net margin overall.
4,255 establishments employ 21,062 workers (5.0/location) at $33,180/yr average annual pay. New York leads employment, followed by California and Florida.
Avg Payroll / Employee
$33,180/yr
Annual compensation
Establishments
4,255
Business locations
Release-over-release change
What changed from Census CBP 2022 to 2023
Employment increased by 1,358; establishment count increased by 349. This comparison uses two published national Census County Business Patterns releases; suppressed fields are omitted rather than estimated.
Workforce scale
Financial Detail
- Annual Payroll (Total)
- $698.8M
- Avg Employees per Establishment
- 5.0
Top States by Employment
| State | Employment |
|---|---|
| New York | 2,717 |
| California | 2,374 |
| Florida | 1,765 |
| New Jersey | 1,630 |
| Pennsylvania | 1,590 |
| Michigan | 1,290 |
| Texas | 896 |
| Illinois | 837 |
| Massachusetts | 691 |
| Washington | 638 |
Showing top 10 of 51 states
SBA Lending Activity
SBA FY2020–2026SBA Loans Approved
140
Total Loan Volume
$89M
Avg Loan Size
$638K
Jobs Supported
1,551
Program Breakdown
7(a) 123 (88%)
504 17 (12%)
Top SBA Lender
TD Bank, National Association
13 loans in this industry
New Business Share
22.9% of borrowers were new/startup businesses
Annual Lending Trend (7 yrs)
2020 19
2021 22
2022 29
2023 21
2024 14
2025 31
2026 4
Frequently Asked Questions
How profitable is Fruit and Vegetable Markets?
IRS SOI doesn't publish margin data at the NAICS 445230 level. New York leads this industry nationally. The broader Retail Trade sector runs a 4.2% net margin (IRS SOI 2023).
How many businesses are in Fruit and Vegetable Markets?
4,255 business establishments. Together they employ 21,062 workers.
What is the average payroll per employee in Fruit and Vegetable Markets?
$33,180/yr average annual pay per employee. Businesses average 5.0 employees per establishment.
Which states have the most Fruit and Vegetable Markets employment?
New York leads with 2,717 workers. California (2,374) and Florida (1,765) round out the top three.
How much SBA lending does Fruit and Vegetable Markets receive?
Fruit and Vegetable Markets businesses received 140 SBA loans totaling $89 million between FY2020 and FY2026. The average loan size was $638K. These loans supported 1,551 jobs at origination. Most lending (88%) came through the SBA 7(a) program.
Comparable industry benchmarks
These links are calculated from the current national dataset. They are comparison paths, not recommendations or evidence that businesses operate alike.
How this ranks: Its Census employment total exceeds 31% of that same 801-industry cohort. Calculated by ranking this industry's reported value against every other industry at the same NAICS digit-level, not the whole dataset: comparing a 6-digit detail industry to a 2-digit sector would mix incompatible scales.
Closest workforce scale
Same NAICS detail level, ordered by the smallest difference in reported Census employment.
Benchmarking Fruit and Vegetable Markets
- No margin data, check the parent industry. Browse Retail Trade
- 4,255 establishments, 21,062 workers. Payroll benchmarks
- 140 SBA loans on record. SBA lending rankings
Disclaimer: Public IRS/Census data, not financial or tax advice. See our full disclaimer.
Sources: IRS Statistics of Income (SOI) Business Tax Statistics · Census Bureau County Business Patterns 2023
NAICS 445230 · Data year: 2023
According to the U.S. Census Bureau, which released its 2023 County Business Patterns dataset in June 2025, PlainBizBench benchmarks 2,002 U.S. industries against Internal Revenue Service Statistics of Income data. See our methodology for the full compilation process.
Read our methodology - how this data is sourced, computed, and verified.
Source: U.S. Census Bureau, County Business Patterns / SUSB Industry employment scale, payroll, and firm-size benchmarks · 2023
Every figure on PlainBizBench is rendered directly from federal source data, no number is typed in by an editor. This page aggregates profit-margin, payroll, entity-type, and SBA-lending benchmarks for this industry, live from the dataset. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.
Disclaimer: Public IRS/Census data, not financial or tax advice. See our full disclaimer.