Retail Trade ·NAICS 44511

NAICS 44511 · IRS SOI 2023 · Census CBP

Supermarkets and Other Grocery (except Convenience) Stores - Industry Benchmarks

$29,817/yr average annual pay, with 2,665 SBA loans on record for NAICS 44511.

4.2%
Retail Trade sector margin
2.8M
Workers employed
$29,817/yr
Avg payroll / employee
$2.2B
SBA lending, FY20–26

Data updated July 2026

The verdict · NAICS 44511

California leads Supermarkets and Other Grocery (except Convenience) Stores activity nationally. IRS SOI doesn't publish margin data at this NAICS level, but the broader Retail Trade sector runs a 4.2% net margin.

4.2%
Retail Trade sector margin (IRS SOI)
2.8M
Workers employed (Census CBP)
$29,817/yr
Avg payroll / employee
$2.2B
SBA lending, FY20–26

Benchmarking Insights for Supermarkets and Other Grocery (except Convenience) Stores

Supermarkets and Other Grocery (except Convenience) Stores sits inside Retail Trade, a sector that runs a 4.2% net margin overall.

62,947 establishments employ 2,808,118 workers (44.6/location) at $29,817/yr average annual pay. California leads employment, followed by Texas and New York.

Employment

2,808,118

Total employees (Census CBP)

Avg Payroll / Employee

$29,817/yr

Annual compensation

Establishments

62,947

Business locations

Release-over-release change

What changed from Census CBP 2022 to 2023

Employment increased by 11,208; establishment count increased by 300. This comparison uses two published national Census County Business Patterns releases; suppressed fields are omitted rather than estimated.

Workforce scale

Financial Detail

Annual Payroll (Total)
$83.7B
Avg Employees per Establishment
44.6

Sub-Industries

Industry Profit Margin
Supermarkets and Other Grocery (except Convenience) Stores

NAICS 445110

N/A

Top States by Employment

State Employment
California 313,673
Texas 248,045
New York 176,258
Pennsylvania 123,388
North Carolina 120,808
Massachusetts 86,775
Ohio 85,244
New Jersey 78,043
Virginia 76,967
Michigan 56,455

Showing top 10 of 51 states

SBA Lending Activity

SBA FY2020–2026

SBA Loans Approved

2,665

Total Loan Volume

$2.2B

Avg Loan Size

$840K

Jobs Supported

39,728

Program Breakdown

7(a) 2,323 (87%)
504 342 (13%)

Top SBA Lender

The Huntington National Bank

151 loans in this industry

New Business Share

32.7% of borrowers were new/startup businesses

Annual Lending Trend (7 yrs)

2020
334
2021
469
2022
385
2023
477
2024
446
2025
481
2026
73

Frequently Asked Questions

How profitable is Supermarkets and Other Grocery (except Convenience) Stores?
IRS SOI doesn't publish margin data at the NAICS 44511 level. California leads this industry nationally. The broader Retail Trade sector runs a 4.2% net margin (IRS SOI 2023).
How many businesses are in Supermarkets and Other Grocery (except Convenience) Stores?
62,947 business establishments. Together they employ 2,808,118 workers.
What is the average payroll per employee in Supermarkets and Other Grocery (except Convenience) Stores?
$29,817/yr average annual pay per employee. Businesses average 44.6 employees per establishment.
Which states have the most Supermarkets and Other Grocery (except Convenience) Stores employment?
California leads with 313,673 workers. Texas (248,045) and New York (176,258) round out the top three.
How much SBA lending does Supermarkets and Other Grocery (except Convenience) Stores receive?
Supermarkets and Other Grocery (except Convenience) Stores businesses received 2,665 SBA loans totaling $2.2 billion between FY2020 and FY2026. The average loan size was $840K. These loans supported 39,728 jobs at origination. Most lending (87%) came through the SBA 7(a) program.

Comparable industry benchmarks

These links are calculated from the current national dataset. They are comparison paths, not recommendations or evidence that businesses operate alike.

How this ranks: Its Census employment total exceeds 99% of that same 551-industry cohort. Calculated by ranking this industry's reported value against every other industry at the same NAICS digit-level, not the whole dataset: comparing a 6-digit detail industry to a 2-digit sector would mix incompatible scales.

Closest workforce scale

Same NAICS detail level, ordered by the smallest difference in reported Census employment.

Benchmarking Supermarkets and Other Grocery (except Convenience) Stores

Disclaimer: Public IRS/Census data, not financial or tax advice. See our full disclaimer.

Sources: IRS Statistics of Income (SOI) Business Tax Statistics · Census Bureau County Business Patterns 2023

NAICS 44511 · Data year: 2023

According to the U.S. Census Bureau, which released its 2023 County Business Patterns dataset in June 2025, PlainBizBench benchmarks 2,002 U.S. industries against Internal Revenue Service Statistics of Income data. See our methodology for the full compilation process.

Source: U.S. Census Bureau, County Business Patterns / SUSB Industry employment scale, payroll, and firm-size benchmarks · 2023

Every figure on PlainBizBench is rendered directly from federal source data, no number is typed in by an editor. This page aggregates profit-margin, payroll, entity-type, and SBA-lending benchmarks for this industry, live from the dataset. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.

Disclaimer: Public IRS/Census data, not financial or tax advice. See our full disclaimer.