Employment
91,550
Total employees (Census CBP)
Wholesale Trade ·NAICS 42322
NAICS 42322 · IRS SOI 2023 · Census CBP
Home Furnishing Merchant Wholesalers - Industry Benchmarks
$78,094/yr average annual pay, with 297 SBA loans on record for NAICS 42322.
- 4.1%
- Wholesale Trade sector margin
- 92K
- Workers employed
- $78,094/yr
- Avg payroll / employee
- $217M
- SBA lending, FY20–26
Data updated July 2026
The verdict · NAICS 42322
California leads Home Furnishing Merchant Wholesalers activity nationally. IRS SOI doesn't publish margin data at this NAICS level, but the broader Wholesale Trade sector runs a 4.1% net margin.
- 4.1%
- Wholesale Trade sector margin (IRS SOI)
- 92K
- Workers employed (Census CBP)
- $78,094/yr
- Avg payroll / employee
- $217M
- SBA lending, FY20–26
Benchmarking Insights for Home Furnishing Merchant Wholesalers
Home Furnishing Merchant Wholesalers sits inside Wholesale Trade, a sector that runs a 4.1% net margin overall.
6,585 establishments employ 91,550 workers (13.9/location) at $78,094/yr average annual pay. California leads employment, followed by Texas and Georgia.
Avg Payroll / Employee
$78,094/yr
Annual compensation
Establishments
6,585
Business locations
Release-over-release change
What changed from Census CBP 2022 to 2023
Employment decreased by 4,074; establishment count decreased by 181. This comparison uses two published national Census County Business Patterns releases; suppressed fields are omitted rather than estimated.
Workforce scale
Financial Detail
- Annual Payroll (Total)
- $7.1B
- Avg Employees per Establishment
- 13.9
Sub-Industries
| Industry | Profit Margin |
|---|---|
| Home Furnishing Merchant Wholesalers NAICS 423220 | N/A |
Top States by Employment
| State | Employment |
|---|---|
| California | 15,906 |
| Texas | 8,333 |
| Georgia | 7,890 |
| New York | 7,794 |
| New Jersey | 6,737 |
| Florida | 4,849 |
| Ohio | 3,786 |
| Illinois | 3,594 |
| Pennsylvania | 2,772 |
| North Carolina | 2,764 |
Showing top 10 of 51 states
SBA Lending Activity
SBA FY2020–2026SBA Loans Approved
297
Total Loan Volume
$217M
Avg Loan Size
$730K
Jobs Supported
2,000
Program Breakdown
7(a) 243 (82%)
504 54 (18%)
Top SBA Lender
Newtek Bank, National Association
20 loans in this industry
New Business Share
14.8% of borrowers were new/startup businesses
Annual Lending Trend (7 yrs)
2020 36
2021 42
2022 56
2023 39
2024 71
2025 48
2026 5
Frequently Asked Questions
How profitable is Home Furnishing Merchant Wholesalers?
IRS SOI doesn't publish margin data at the NAICS 42322 level. California leads this industry nationally. The broader Wholesale Trade sector runs a 4.1% net margin (IRS SOI 2023).
How many businesses are in Home Furnishing Merchant Wholesalers?
6,585 business establishments. Together they employ 91,550 workers.
What is the average payroll per employee in Home Furnishing Merchant Wholesalers?
$78,094/yr average annual pay per employee. Businesses average 13.9 employees per establishment.
Which states have the most Home Furnishing Merchant Wholesalers employment?
California leads with 15,906 workers. Texas (8,333) and Georgia (7,890) round out the top three.
How much SBA lending does Home Furnishing Merchant Wholesalers receive?
Home Furnishing Merchant Wholesalers businesses received 297 SBA loans totaling $217 million between FY2020 and FY2026. The average loan size was $730K. These loans supported 2,000 jobs at origination. Most lending (82%) came through the SBA 7(a) program.
Comparable industry benchmarks
These links are calculated from the current national dataset. They are comparison paths, not recommendations or evidence that businesses operate alike.
How this ranks: Its Census employment total exceeds 58% of that same 551-industry cohort. Calculated by ranking this industry's reported value against every other industry at the same NAICS digit-level, not the whole dataset: comparing a 6-digit detail industry to a 2-digit sector would mix incompatible scales.
Closest workforce scale
Same NAICS detail level, ordered by the smallest difference in reported Census employment.
- Museums 91,534
- Sawmills and Wood Preservation 91,690
- Newspaper Publishers 91,350
Benchmarking Home Furnishing Merchant Wholesalers
- No margin data, check the parent industry. Browse Wholesale Trade
- 6,585 establishments, 91,550 workers. Payroll benchmarks
- 297 SBA loans on record. SBA lending rankings
Disclaimer: Public IRS/Census data, not financial or tax advice. See our full disclaimer.
Sources: IRS Statistics of Income (SOI) Business Tax Statistics · Census Bureau County Business Patterns 2023
NAICS 42322 · Data year: 2023
According to the U.S. Census Bureau, which released its 2023 County Business Patterns dataset in June 2025, PlainBizBench benchmarks 2,002 U.S. industries against Internal Revenue Service Statistics of Income data. See our methodology for the full compilation process.
Read our methodology - how this data is sourced, computed, and verified.
Source: U.S. Census Bureau, County Business Patterns / SUSB Industry employment scale, payroll, and firm-size benchmarks · 2023
Every figure on PlainBizBench is rendered directly from federal source data, no number is typed in by an editor. This page aggregates profit-margin, payroll, entity-type, and SBA-lending benchmarks for this industry, live from the dataset. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.
Disclaimer: Public IRS/Census data, not financial or tax advice. See our full disclaimer.