Wholesale Trade ·NAICS 42322

NAICS 42322 · IRS SOI (C corp) · Census CBP 2023

Home Furnishing Merchant Wholesalers - Industry Benchmarks

$78,094/yr average annual pay, with 297 SBA loans on record for NAICS 42322.

7K
Establishments
92K
Workers employed
$78,094/yr
Avg payroll / employee
$217M
SBA lending, FY20–26

Data updated August 2026

The verdict · NAICS 42322

California leads Home Furnishing Merchant Wholesalers activity nationally, across 7K establishments employing 92K workers. IRS SOI doesn't publish margin data at this NAICS level.

7K
Business establishments (Census)
92K
Workers employed (Census CBP)
$78,094/yr
Avg payroll / employee
$217M
SBA lending, FY20–26

Use Home Furnishing Merchant Wholesalers's NAICS benchmark as a comparison point, not a forecast for one business.

Home Furnishing Merchant Wholesalers is reported here with financial measures from IRS Statistics of Income and workforce measures from Census County Business Patterns. The page keeps those source systems distinct, shows unavailable fields rather than estimating them, and links the underlying industry context so readers can compare the same NAICS activity before interpreting a margin or payroll figure.

Source: IRS SOI (C corporation headline) and Census County Business Patterns 2023

Benchmarking Insights for Home Furnishing Merchant Wholesalers

Home Furnishing Merchant Wholesalers sits inside Wholesale Trade.

6,585 establishments employ 91,550 workers (13.9/location) at $78,094/yr average annual pay. California leads employment, followed by Texas and Georgia.

Home Furnishing Merchant Wholesalers sits in the 58th percentile for employment among 5-digit NAICS industries with reported data.

Employment

91,550

Total employees (Census CBP)

Avg Payroll / Employee

$78,094/yr

Annual compensation

Establishments

6,585

Business locations

Release-over-release change

What changed from Census CBP 2022 to 2023

Employment decreased by 4,074; establishment count decreased by 181. This comparison uses two published national Census County Business Patterns releases; suppressed fields are omitted rather than estimated.

Subscribe to this industry's release updates (RSS)

Workforce scale

Financial Detail

Annual Payroll (Total)
$7.1B
Avg Employees per Establishment
13.9

Sub-Industries

Industry Profit Margin
Home Furnishing Merchant Wholesalers

NAICS 423220

N/A

Top States by Employment

State Employment
California 15,906
Texas 8,333
Georgia 7,890
New York 7,794
New Jersey 6,737
Florida 4,849
Ohio 3,786
Illinois 3,594
Pennsylvania 2,772
North Carolina 2,764

Showing top 10 of 51 states

SBA Lending Activity

SBA FY2020–2026

SBA Loans Approved

297

Total Loan Volume

$217M

Avg Loan Size

$730K

Jobs Supported

2,000

Program Breakdown

7(a) 243 (82%)
504 54 (18%)

Top SBA Lender

Newtek Bank, National Association

20 loans in this industry

New Business Share

14.8% of borrowers were new/startup businesses

Annual Lending Trend (7 yrs)

2020
36
2021
42
2022
56
2023
39
2024
71
2025
48
2026
5

Frequently Asked Questions

How many businesses are in Home Furnishing Merchant Wholesalers?
6,585 business establishments. Together they employ 91,550 workers.
What is the average payroll per employee in Home Furnishing Merchant Wholesalers?
$78,094/yr average annual pay per employee. Businesses average 13.9 employees per establishment.
Which states have the most Home Furnishing Merchant Wholesalers employment?
California leads with 15,906 workers. Texas (8,333) and Georgia (7,890) round out the top three.
How much SBA lending does Home Furnishing Merchant Wholesalers receive?
Home Furnishing Merchant Wholesalers businesses received 297 SBA loans totaling $217 million between FY2020 and FY2026. The average loan size was $730K. These loans supported 2,000 jobs at origination. Most lending (82%) came through the SBA 7(a) program.

Nationwide industries with similar benchmark drivers

Two IRS/Census peer sets for Home Furnishing Merchant Wholesalers, both at NAICS level 5 and excluding this code so the neighborhoods are not self-links.

According to Census County Business Patterns 2023, Home Furnishing Merchant Wholesalers ranks #234 of 551 U.S. industries at the 5-digit NAICS level by total employment.

Similar workforce scale

Nearest peer industries by ABS(Census employment) (91,550 here).

Read with this industry: Industry employment trends · Wholesale Trade · Rankings

Disclaimer: Public IRS/Census data, not financial or tax advice. See our full disclaimer.

Sources: IRS Statistics of Income (SOI) Business Tax Statistics · Census Bureau County Business Patterns 2023

NAICS 42322 · CBP 2023 · IRS SOI

According to the U.S. Census Bureau, which released its 2023 County Business Patterns dataset in June 2025, PlainBizBench benchmarks 2,002 U.S. industries against Internal Revenue Service Statistics of Income data. See our methodology for the full compilation process.

Source: U.S. Census Bureau, County Business Patterns / SUSB Industry employment scale, payroll, and firm-size benchmarks · 2023

Every figure on PlainBizBench is rendered directly from federal source data, no number is typed in by an editor. This page aggregates profit-margin, payroll, entity-type, and SBA-lending benchmarks for this industry, live from the dataset. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.

Disclaimer: Public IRS/Census data, not financial or tax advice. See our full disclaimer.