Retail Trade ·NAICS 45231

NAICS 45231 · IRS SOI 2023 · Census CBP

General Merchandise Stores, including Warehouse Clubs and Supercenters - Industry Benchmarks

150 SBA loans on record, $63M in volume, for NAICS 45231.

57K
Establishments
N/A
Workers employed
N/A
Avg payroll / employee
$63M
SBA lending, FY20–26

Data updated July 2026

The verdict · NAICS 45231

California leads General Merchandise Stores, including Warehouse Clubs and Supercenters activity nationally, across 57K establishments employing N/A workers. IRS SOI doesn't publish margin data at this NAICS level.

57K
Business establishments (Census)
N/A
Workers employed (Census CBP)
N/A
Avg payroll / employee
$63M
SBA lending, FY20–26

Benchmarking Insights for General Merchandise Stores, including Warehouse Clubs and Supercenters

General Merchandise Stores, including Warehouse Clubs and Supercenters sits inside Retail Trade.

57,082 establishments employ N/A workers. California leads employment, followed by New York and Minnesota.

Employment

N/A

Total employees (Census CBP)

Avg Payroll / Employee

N/A

Annual compensation

Establishments

57,082

Business locations

Release-over-release change

What changed from Census CBP 2022 to 2023

establishment count increased by 1,357. This comparison uses two published national Census County Business Patterns releases; suppressed fields are omitted rather than estimated.

Financial Detail

Sub-Industries

Industry Profit Margin
All Other General Merchandise Stores

NAICS 452319

N/A
Warehouse Clubs and Supercenters

NAICS 452311

N/A

Top States by Employment

State Employment
California 221,870
New York 94,745
Minnesota 56,527
New Jersey 52,667
Maryland 38,373
Massachusetts 36,006
Connecticut 20,546
Rhode Island 5,698
District of Columbia 2,068

Showing top 10 of 51 states

SBA Lending Activity

SBA FY2020–2026

SBA Loans Approved

150

Total Loan Volume

$63M

Avg Loan Size

$420K

Jobs Supported

814

Program Breakdown

7(a) 141 (94%)
504 9 (6%)

Top SBA Lender

The Huntington National Bank

20 loans in this industry

New Business Share

37.3% of borrowers were new/startup businesses

Annual Lending Trend (6 yrs)

2020
44
2021
66
2022
33
2023
3
2024
3
2025
1

Frequently Asked Questions

How many businesses are in General Merchandise Stores, including Warehouse Clubs and Supercenters?
57,082 business establishments.
What is the average payroll per employee in General Merchandise Stores, including Warehouse Clubs and Supercenters?
Average payroll data for General Merchandise Stores, including Warehouse Clubs and Supercenters is not available in the current Census CBP dataset.
Which states have the most General Merchandise Stores, including Warehouse Clubs and Supercenters employment?
California leads with 221,870 workers. New York (94,745) and Minnesota (56,527) round out the top three.
How much SBA lending does General Merchandise Stores, including Warehouse Clubs and Supercenters receive?
General Merchandise Stores, including Warehouse Clubs and Supercenters businesses received 150 SBA loans totaling $63 million between FY2020 and FY2026. The average loan size was $420K. These loans supported 814 jobs at origination. Most lending (94%) came through the SBA 7(a) program.

Benchmarking General Merchandise Stores, including Warehouse Clubs and Supercenters

Disclaimer: Public IRS/Census data, not financial or tax advice. See our full disclaimer.

Sources: IRS Statistics of Income (SOI) Business Tax Statistics · Census Bureau County Business Patterns 2023

NAICS 45231 · Data year: 2023

According to the U.S. Census Bureau, which released its 2023 County Business Patterns dataset in June 2025, PlainBizBench benchmarks 2,002 U.S. industries against Internal Revenue Service Statistics of Income data. See our methodology for the full compilation process.

Source: U.S. Census Bureau, County Business Patterns / SUSB Industry employment scale, payroll, and firm-size benchmarks · 2023

Every figure on PlainBizBench is rendered directly from federal source data, no number is typed in by an editor. This page aggregates profit-margin, payroll, entity-type, and SBA-lending benchmarks for this industry, live from the dataset. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.

Disclaimer: Public IRS/Census data, not financial or tax advice. See our full disclaimer.