Retail Trade ·NAICS 446130

NAICS 446130 · IRS SOI 2023 · Census CBP

Optical Goods Stores - Industry Benchmarks

92 SBA loans on record, $43M in volume, for NAICS 446130.

4.2%
Retail Trade sector margin
N/A
Workers employed
N/A
Avg payroll / employee
$43M
SBA lending, FY20–26

Data updated July 2026

The verdict · NAICS 446130

New York leads Optical Goods Stores activity nationally. IRS SOI doesn't publish margin data at this NAICS level, but the broader Retail Trade sector runs a 4.2% net margin.

4.2%
Retail Trade sector margin (IRS SOI)
N/A
Workers employed (Census CBP)
N/A
Avg payroll / employee
$43M
SBA lending, FY20–26

Benchmarking Insights for Optical Goods Stores

Optical Goods Stores sits inside Retail Trade, a sector that runs a 4.2% net margin overall.

11,719 establishments employ N/A workers. New York leads employment, followed by New Mexico and West Virginia.

Employment

N/A

Total employees (Census CBP)

Avg Payroll / Employee

N/A

Annual compensation

Establishments

11,719

Business locations

Release-over-release change

What changed from Census CBP 2022 to 2023

establishment count increased by 57. This comparison uses two published national Census County Business Patterns releases; suppressed fields are omitted rather than estimated.

Financial Detail

Top States by Employment

State Employment
New York 6,826
New Mexico 381
West Virginia 206
District of Columbia 204
Arkansas 191
Maine 153
Wyoming 62
Vermont 30

Showing top 10 of 51 states

SBA Lending Activity

SBA FY2020–2026

SBA Loans Approved

92

Total Loan Volume

$43M

Avg Loan Size

$463K

Jobs Supported

525

Program Breakdown

7(a) 88 (96%)
504 4 (4%)

Top SBA Lender

U.S. Bank, National Association

9 loans in this industry

New Business Share

46.7% of borrowers were new/startup businesses

Annual Lending Trend (6 yrs)

2020
34
2021
37
2022
10
2023
5
2024
1
2025
5

Frequently Asked Questions

How profitable is Optical Goods Stores?
IRS SOI doesn't publish margin data at the NAICS 446130 level. New York leads this industry nationally. The broader Retail Trade sector runs a 4.2% net margin (IRS SOI 2023).
How many businesses are in Optical Goods Stores?
11,719 business establishments.
What is the average payroll per employee in Optical Goods Stores?
Average payroll data for Optical Goods Stores is not available in the current Census CBP dataset.
Which states have the most Optical Goods Stores employment?
New York leads with 6,826 workers. New Mexico (381) and West Virginia (206) round out the top three.
How much SBA lending does Optical Goods Stores receive?
Optical Goods Stores businesses received 92 SBA loans totaling $43 million between FY2020 and FY2026. The average loan size was $463K. These loans supported 525 jobs at origination. Most lending (96%) came through the SBA 7(a) program.

Benchmarking Optical Goods Stores

Disclaimer: Public IRS/Census data, not financial or tax advice. See our full disclaimer.

Sources: IRS Statistics of Income (SOI) Business Tax Statistics · Census Bureau County Business Patterns 2023

NAICS 446130 · Data year: 2023

According to the U.S. Census Bureau, which released its 2023 County Business Patterns dataset in June 2025, PlainBizBench benchmarks 2,002 U.S. industries against Internal Revenue Service Statistics of Income data. See our methodology for the full compilation process.

Source: U.S. Census Bureau, County Business Patterns / SUSB Industry employment scale, payroll, and firm-size benchmarks · 2023

Every figure on PlainBizBench is rendered directly from federal source data, no number is typed in by an editor. This page aggregates profit-margin, payroll, entity-type, and SBA-lending benchmarks for this industry, live from the dataset. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.

Disclaimer: Public IRS/Census data, not financial or tax advice. See our full disclaimer.