Employment
159,067
Total employees (Census CBP)
Wholesale Trade ·NAICS 4232
NAICS 4232 · IRS SOI 2023 · Census CBP
Furniture and Home Furnishing Merchant Wholesalers - Industry Benchmarks
$78,834/yr average annual pay, with 596 SBA loans on record for NAICS 4232.
- 4.1%
- Wholesale Trade sector margin
- 159K
- Workers employed
- $78,834/yr
- Avg payroll / employee
- $468M
- SBA lending, FY20–26
Data updated July 2026
The verdict · NAICS 4232
California leads Furniture and Home Furnishing Merchant Wholesalers activity nationally. IRS SOI doesn't publish margin data at this NAICS level, but the broader Wholesale Trade sector runs a 4.1% net margin.
- 4.1%
- Wholesale Trade sector margin (IRS SOI)
- 159K
- Workers employed (Census CBP)
- $78,834/yr
- Avg payroll / employee
- $468M
- SBA lending, FY20–26
Benchmarking Insights for Furniture and Home Furnishing Merchant Wholesalers
Furniture and Home Furnishing Merchant Wholesalers sits inside Wholesale Trade, a sector that runs a 4.1% net margin overall.
11,608 establishments employ 159,067 workers (13.7/location) at $78,834/yr average annual pay. California leads employment, followed by Texas and New York.
Avg Payroll / Employee
$78,834/yr
Annual compensation
Establishments
11,608
Business locations
Release-over-release change
What changed from Census CBP 2022 to 2023
Employment decreased by 6,947; establishment count decreased by 344. This comparison uses two published national Census County Business Patterns releases; suppressed fields are omitted rather than estimated.
Workforce scale
Financial Detail
- Annual Payroll (Total)
- $12.5B
- Avg Employees per Establishment
- 13.7
Sub-Industries
| Industry | Profit Margin |
|---|---|
| Furniture Merchant Wholesalers NAICS 42321 | N/A |
| Home Furnishing Merchant Wholesalers NAICS 42322 | N/A |
Top States by Employment
| State | Employment |
|---|---|
| California | 28,163 |
| Texas | 14,369 |
| New York | 11,263 |
| Georgia | 10,279 |
| New Jersey | 9,970 |
| Florida | 8,234 |
| North Carolina | 6,658 |
| Illinois | 6,270 |
| Ohio | 5,925 |
| Pennsylvania | 4,957 |
Showing top 10 of 51 states
SBA Lending Activity
SBA FY2020–2026SBA Loans Approved
596
Total Loan Volume
$468M
Avg Loan Size
$785K
Jobs Supported
4,235
Program Breakdown
7(a) 474 (80%)
504 122 (20%)
Top SBA Lender
The Huntington National Bank
36 loans in this industry
New Business Share
15.9% of borrowers were new/startup businesses
Annual Lending Trend (7 yrs)
2020 73
2021 87
2022 102
2023 98
2024 133
2025 96
2026 7
Frequently Asked Questions
How profitable is Furniture and Home Furnishing Merchant Wholesalers?
IRS SOI doesn't publish margin data at the NAICS 4232 level. California leads this industry nationally. The broader Wholesale Trade sector runs a 4.1% net margin (IRS SOI 2023).
How many businesses are in Furniture and Home Furnishing Merchant Wholesalers?
11,608 business establishments. Together they employ 159,067 workers.
What is the average payroll per employee in Furniture and Home Furnishing Merchant Wholesalers?
$78,834/yr average annual pay per employee. Businesses average 13.7 employees per establishment.
Which states have the most Furniture and Home Furnishing Merchant Wholesalers employment?
California leads with 28,163 workers. Texas (14,369) and New York (11,263) round out the top three.
How much SBA lending does Furniture and Home Furnishing Merchant Wholesalers receive?
Furniture and Home Furnishing Merchant Wholesalers businesses received 596 SBA loans totaling $468 million between FY2020 and FY2026. The average loan size was $785K. These loans supported 4,235 jobs at origination. Most lending (80%) came through the SBA 7(a) program.
Comparable industry benchmarks
These links are calculated from the current national dataset. They are comparison paths, not recommendations or evidence that businesses operate alike.
How this ranks: Its Census employment total exceeds 44% of that same 259-industry cohort. Calculated by ranking this industry's reported value against every other industry at the same NAICS digit-level, not the whole dataset: comparing a 6-digit detail industry to a 2-digit sector would mix incompatible scales.
Closest workforce scale
Same NAICS detail level, ordered by the smallest difference in reported Census employment.
Benchmarking Furniture and Home Furnishing Merchant Wholesalers
- No margin data, check the parent industry. Browse Wholesale Trade
- 11,608 establishments, 159,067 workers. Payroll benchmarks
- 596 SBA loans on record. SBA lending rankings
Disclaimer: Public IRS/Census data, not financial or tax advice. See our full disclaimer.
Sources: IRS Statistics of Income (SOI) Business Tax Statistics · Census Bureau County Business Patterns 2023
NAICS 4232 · Data year: 2023
According to the U.S. Census Bureau, which released its 2023 County Business Patterns dataset in June 2025, PlainBizBench benchmarks 2,002 U.S. industries against Internal Revenue Service Statistics of Income data. See our methodology for the full compilation process.
Read our methodology - how this data is sourced, computed, and verified.
Source: U.S. Census Bureau, County Business Patterns / SUSB Industry employment scale, payroll, and firm-size benchmarks · 2023
Every figure on PlainBizBench is rendered directly from federal source data, no number is typed in by an editor. This page aggregates profit-margin, payroll, entity-type, and SBA-lending benchmarks for this industry, live from the dataset. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.
Disclaimer: Public IRS/Census data, not financial or tax advice. See our full disclaimer.