SBA Lending Rankings by Industry

Small Business Administration 7(a) and 504 loan activity by industry. FY2020-FY2026 data from the SBA FOIA dataset (FY2026 is the current, not-yet-complete fiscal year).

Data updated July 2026

403,581

Total SBA Loans

$231.3B

Total Loan Volume

4,214,393

Jobs Supported

1,159

Industries Tracked

# Industry Jobs Supported
1 Full-Service Restaurants

NAICS 722511

381,891
2 Limited-Service Restaurants

NAICS 722513

244,824
3 Home Health Care Services

NAICS 621610

112,821
4 Child Day Care Services

NAICS 624410

112,776
5 Hotels (except Casino Hotels) and Motels

NAICS 721110

79,850
6 Snack and Nonalcoholic Beverage Bars

NAICS 722515

76,160
7 Fitness and Recreational Sports Centers

NAICS 713940

73,642
8 All Other Specialty Trade Contractors

NAICS 238990

67,372
9 Plumbing, Heating, and Air-Conditioning Contractors

NAICS 238220

66,475
10 Landscaping Services

NAICS 561730

63,043
11 Electrical Contractors and Other Wiring Installation Contractors

NAICS 238210

49,457
12 Beauty Salons

NAICS 812112

48,986
13 Janitorial Services

NAICS 561720

46,149
14 Offices of Physicians (except Mental Health Specialists)

NAICS 621111

42,431
15 General Freight Trucking, Local

NAICS 484110

41,425
16 All Other Amusement and Recreation Industries

NAICS 713990

41,395
17 Supermarkets and Other Grocery (except Convenience) Stores

NAICS 445110

39,728
18 General Automotive Repair

NAICS 811111

39,635
19 Offices of Dentists

NAICS 621210

38,746
20 Residential Remodelers

NAICS 236118

36,620
21 Other Personal Care Services

NAICS 812199

36,088
22 All Other Professional, Scientific, and Technical Services

NAICS 541990

35,896
23 General Freight Trucking, Long-Distance, Truckload

NAICS 484121

33,604
24 Pet Care (except Veterinary) Services

NAICS 812910

32,492
25 Drinking Places (Alcoholic Beverages)

NAICS 722410

31,930
26 Offices of Mental Health Practitioners (except Physicians)

NAICS 621330

29,374
27 Services for the Elderly and Persons with Disabilities

NAICS 624120

28,496
28 Commercial and Institutional Building Construction

NAICS 236220

26,284
29 All Other Personal Services

NAICS 812990

26,193
30 Offices of Physical, Occupational and Speech Therapists, and Audiologists

NAICS 621340

25,750

About SBA 7(a) and 504 Loans

The SBA 7(a) program is the SBA's primary lending program, providing guarantees of up to 85% on loans up to $5 million. Lenders range from large national banks to community lenders. 7(a) loans can be used for working capital, equipment, real estate, and business acquisitions.

The SBA 504 program finances major fixed assets, real estate and heavy equipment, through Certified Development Companies (CDCs). Typical 504 loans are larger and longer-term than 7(a) loans, often $1M+ for commercial real estate.

This data covers SBA fiscal years 2020–2025 (October through September) and is sourced from the SBA's FOIA dataset, which includes every approved loan with NAICS industry code, loan amount, lender, and jobs supported.

Source: U.S. Small Business Administration 7(a) and 504 FOIA Dataset · FY2020-FY2026 (FY2026 partial) · sba.gov/lender-reports

NAICS industry codes may differ slightly between SBA classification (6-digit) and IRS SOI (varies). Industry names shown are from IRS SOI or Census CBP when available.

Every figure on PlainBizBench is rendered directly from federal source data, no number is typed in by an editor. This ranking sorts industries by SBA 7(a)/504 loan activity, live from the dataset. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.

Disclaimer: Public IRS/Census data, not financial or tax advice. See our full disclaimer.