SBA Lending Rankings by Industry

Small Business Administration 7(a) and 504 loan activity by industry. FY2020–FY2025 data from the SBA FOIA dataset.

403,581

Total SBA Loans

$231.3B

Total Loan Volume

4,214,393

Jobs Supported

1,159

Industries Tracked

Most Loans Highest Volume Most Jobs Largest Avg Loan
# Industry Total Volume
1 Accommodation and Food Services

NAICS 721110

 $17.1B
2 Accommodation and Food Services

NAICS 722511

 $10.6B
3 Accommodation and Food Services

NAICS 722513

 $6.5B
4 Health Care and Social Assistance

NAICS 624410

 $5.5B
5 Health Care and Social Assistance

NAICS 621210

 $4.4B
6 NAICS 457110

NAICS 457110

 $4.0B
7 Arts, Entertainment, and Recreation

NAICS 713940

 $3.5B
8 Health Care and Social Assistance

NAICS 621111

 $3.4B
9 Construction

NAICS 238990

 $3.4B
10 Other Services (except Public Administration)

NAICS 811192

 $3.2B
11 Construction

NAICS 238220

 $3.2B
12 Other Services (except Public Administration)

NAICS 811111

 $3.1B
13 Retail Trade

NAICS 447110

 $2.8B
14 Real Estate and Rental and Leasing

NAICS 531130

 $2.4B
15 Professional, Scientific, and Technical Services

NAICS 541940

 $2.3B
16 Finance and Insurance

NAICS 524210

 $2.2B
17 Retail Trade

NAICS 445110

 $2.2B
18 Health Care and Social Assistance

NAICS 623312

 $2.2B
19 Accommodation and Food Services

NAICS 722515

 $2.1B
20 Administrative and Support and Waste Management

NAICS 561730

 $2.1B
21 Arts, Entertainment, and Recreation

NAICS 713990

 $2.0B
22 NAICS 445320

NAICS 445320

 $2.0B
23 Construction

NAICS 238210

 $1.9B
24 Professional, Scientific, and Technical Services

NAICS 541110

 $1.8B
25 Transportation and Warehousing

NAICS 484110

 $1.8B
26 Professional, Scientific, and Technical Services

NAICS 541990

 $1.7B
27 Transportation and Warehousing

NAICS 484121

 $1.7B
28 Health Care and Social Assistance

NAICS 621610

 $1.7B
29 Other Services (except Public Administration)

NAICS 812910

 $1.6B
30 Construction

NAICS 236118

 $1.5B

About SBA 7(a) and 504 Loans

The SBA 7(a) program is the SBA's primary lending program, providing guarantees of up to 85% on loans up to $5 million. Lenders range from large national banks to community lenders. 7(a) loans can be used for working capital, equipment, real estate, and business acquisitions.

The SBA 504 program finances major fixed assets — real estate and heavy equipment — through Certified Development Companies (CDCs). Typical 504 loans are larger and longer-term than 7(a) loans, often $1M+ for commercial real estate.

This data covers SBA fiscal years 2020–2025 (October through September) and is sourced from the SBA's FOIA dataset, which includes every approved loan with NAICS industry code, loan amount, lender, and jobs supported.

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Source: U.S. Small Business Administration 7(a) and 504 FOIA Dataset · FY2020–FY2025 · data.sba.gov

NAICS industry codes may differ slightly between SBA classification (6-digit) and IRS SOI (varies). Industry names shown are from IRS SOI or Census CBP when available.