Direct Property and Casualty Insurance Carriers in Rhode Island

Direct Property and Casualty Insurance Carriers (NAICS 524126) in Rhode Island reports 4,297 workers across 65 establishments, with N/A of aggregate annual payroll flowing through Census CBP 2023 filings. That represents 0.7% of national employment for this industry, a concentration ratio that tells you whether Rhode Island is a primary labor market for this NAICS code or a smaller satellite. A share above 5% signals a meaningful regional cluster; below 1% usually means the state is not a structural fit for this industry at scale. Rhode Island accounts for 0.5% of the national Direct Property and Casualty Insurance Carriers establishment count (65 of 11,888), according to Census County Business Patterns.

Wage benchmarking is where state-level data earns its keep. Average payroll per employee data is partial for this state-industry combination; use the Compare to National Average panel below for the fields that are reported.

Profitability data is only available at the national level because the IRS Statistics of Income program does not publish state-level margin breakdowns. The national net profit margin for Direct Property and Casualty Insurance Carriers is not reported, and while margins do vary by state, the direction of variance usually follows labor cost and establishment size, both shown above. For a complete picture, pair this state-industry view with the Direct Property and Casualty Insurance Carriers national page (entity structure, SBA lending, sub-industries) and the Rhode Island overview (top employers, payroll dispersion across industries).